Inst via cath agent pleurds at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$372.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$963.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$337.05 with Hospice of the Valley vs $6,483.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of the Valley Medicare $337.05 ↓ -10%
Health Net Medicaid $392.67 ↑ +5%
Mercy Care Mercy Medicaid $392.67 ↑ +5%
Banner University Health Plan AZ Medicaid - AHCCCS $392.67 ↑ +5%
Health Choice Arizona, Inc. Medicaid $392.67 ↑ +5%
Arizona Physicians IPA Medicaid $392.67 ↑ +5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $433.35 ↑ +16%
Plotkin Health Plotkin Health $433.35 ↑ +16%
Aetna Medical Rental $507.50 ↑ +36%
Quiktrip Corporation Commercial $520.02 ↑ +40%
Arizona Physicians IPA Medicare Advantage $658.95 ↑ +77%
Gila River Health Care Corporation Managed Care Program $658.95 ↑ +77%
Humana Medicare Advantage $658.95 ↑ +77%
United Healthcare UHC Medicare Advantage $658.95 ↑ +77%
UPMC Health Plan Medicare Advantage $658.95 ↑ +77%
Blue Cross Blue Shield of Arizona Medicare Advantage $658.95 ↑ +77%
Banner University Health Plan University Care Advantage $658.95 ↑ +77%
Mercy Care Mercy Care Advantage $658.95 ↑ +77%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $658.95 ↑ +77%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $658.95 ↑ +77%
Aetna Medicare Advantage $658.95 ↑ +77%
Banner Health Medicare Advantage $658.95 ↑ +77%
Health Choice Arizona, Inc. Medicare Advantage $658.95 ↑ +77%
Kaiser Foundation Health Plan Medicare Advantage $658.95 ↑ +77%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $658.95 ↑ +77%
Health Net Medicare $658.95 ↑ +77%
Wellpoint Medicare Advantage HMO $658.95 ↑ +77%
Care 1st Medicare Advantage $658.95 ↑ +77%
Arizona Medical Network Commercial $674.10 ↑ +81%
Devoted Health Services Medicare Advantage $691.90 ↑ +86%
Carelon Medicare Advantage $691.90 ↑ +86%
Provider Network of America Commercial $722.25 ↑ +94%
Gold Kidney Health Plan Medicare Advantage $724.85 ↑ +94%
Arizona Priority Care Medicare Advantage $724.85 ↑ +94%
NaphCare Federal Prison System $889.58 ↑ +139%
Aetna Qualified Health Plan $896.17 ↑ +140%
United Healthcare Individual Exchange $922.53 ↑ +148%
Health Net Commerical Exchange Product $975.25 ↑ +162%
Health Choice Arizona, Inc. ACA Health Plan $988.42 ↑ +165%
Oscar Health Plan Commercial $1,087.27 ↑ +192%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $2,440.42 ↑ +555%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +555%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +598%
Aetna Banner Employee Plans $2,633.00 ↑ +607%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +633%
United Healthcare UHC Doctor's Plan $3,152.00 ↑ +746%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,253.90 ↑ +773%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +773%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +773%
United Healthcare UHC Core $3,294.00 ↑ +784%
United Healthcare Commercial $3,467.00 ↑ +830%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +978%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +1098%
Aetna Joint Venture $5,186.00 ↑ +1292%
Aetna Designated Group $5,511.00 ↑ +1379%
Aetna Broad Network $6,483.00 ↑ +1640%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Inst via cath agent pleurds at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $344.75 $392.67 – $1,087.27
Arizona General Hospital Laveen Phoenix not published $78.32 – $678.72
St. Joseph’s Hospital and Medical Center Phoenix not published $78.32 – $678.72
Banner Baywood Medical Center Mesa $329.35 $337.05 – $4,018.00
Banner Boswell Medical Center Sun City $278.31 $337.05 – $1,087.27
Banner Casa Grande Medical Center Casa Grande $266.75 $337.05 – $988.42
Banner Del Webb Medical Center Sun City West $307.20 $337.05 – $1,087.27
Banner Desert Medical Center Mesa $340.90 $337.05 – $1,087.27

All Arizona hospitals for this procedure →