Ins mark thor for right perq at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$429.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,111.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$388.85 with Hospice of the Valley vs $9,299.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hospice of the Valley | Medicare | $388.85 | ↓ -10% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $499.95 | ↑ +16% |
| Plotkin Health | Plotkin Health | $499.95 | ↑ +16% |
| Aetna | Medical Rental | $585.50 | ↑ +36% |
| Quiktrip Corporation | Commercial | $599.94 | ↑ +40% |
| Arizona Medical Network | Commercial | $777.70 | ↑ +81% |
| Provider Network of America | Commercial | $833.25 | ↑ +94% |
| Health Choice Arizona, Inc. | Medicaid | $915.08 | ↑ +113% |
| Health Net | Medicaid | $915.08 | ↑ +113% |
| Arizona Physicians IPA | Medicaid | $915.08 | ↑ +113% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $915.08 | ↑ +113% |
| Mercy Care | Mercy Medicaid | $915.08 | ↑ +113% |
| Aetna | Banner Employee Plans | $1,170.00 | ↑ +172% |
| Arizona Physicians IPA | Medicare Advantage | $1,458.32 | ↑ +239% |
| Gila River Health Care Corporation | Managed Care Program | $1,458.32 | ↑ +239% |
| Humana | Medicare Advantage | $1,458.32 | ↑ +239% |
| United Healthcare | UHC Medicare Advantage | $1,458.32 | ↑ +239% |
| UPMC Health Plan | Medicare Advantage | $1,458.32 | ↑ +239% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,458.32 | ↑ +239% |
| Banner University Health Plan | University Care Advantage | $1,458.32 | ↑ +239% |
| Mercy Care | Mercy Care Advantage | $1,458.32 | ↑ +239% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,458.32 | ↑ +239% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $1,458.32 | ↑ +239% |
| Aetna | Medicare Advantage | $1,458.32 | ↑ +239% |
| Banner Health | Medicare Advantage | $1,458.32 | ↑ +239% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,458.32 | ↑ +239% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,458.32 | ↑ +239% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,458.32 | ↑ +239% |
| Health Net | Medicare | $1,458.32 | ↑ +239% |
| Wellpoint | Medicare Advantage HMO | $1,458.32 | ↑ +239% |
| Care 1st | Medicare Advantage | $1,458.32 | ↑ +239% |
| Devoted Health Services | Medicare Advantage | $1,531.24 | ↑ +256% |
| Carelon | Medicare Advantage | $1,531.24 | ↑ +256% |
| Arizona Priority Care | Medicare Advantage | $1,604.15 | ↑ +273% |
| Gold Kidney Health Plan | Medicare Advantage | $1,604.15 | ↑ +273% |
| NaphCare | Federal Prison System | $1,968.73 | ↑ +358% |
| Aetna | Qualified Health Plan | $1,983.32 | ↑ +361% |
| United Healthcare | Individual Exchange | $2,041.65 | ↑ +375% |
| Health Net | Commerical Exchange Product | $2,158.31 | ↑ +402% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,187.48 | ↑ +409% |
| Oscar Health Plan | Commercial | $2,406.23 | ↑ +460% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $2,440.42 | ↑ +468% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,440.42 | ↑ +468% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,603.12 | ↑ +505% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,733.25 | ↑ +536% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,253.90 | ↑ +657% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,253.90 | ↑ +657% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,253.90 | ↑ +657% |
| Aetna | Joint Venture | $4,405.00 | ↑ +925% |
| United Healthcare | UHC Doctor's Plan | $4,640.00 | ↑ +979% |
| Aetna | Designated Group | $4,680.00 | ↑ +988% |
| United Healthcare | UHC Core | $4,850.00 | ↑ +1028% |
| United Healthcare | Commercial | $5,105.00 | ↑ +1087% |
| Aetna | Broad Network | $5,506.00 | ↑ +1181% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $8,369.00 | ↑ +1846% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $9,299.00 | ↑ +2063% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ins mark thor for right perq at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $397.74 | $499.95 – $2,406.23 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,965.78 | $180.60 – $4,065.34 |
| Arizona General Hospital Laveen | Phoenix | not published | $180.60 – $1,502.07 |
| Banner University Medical Center Tucson | Tucson | $802.96 | $718.90 – $2,406.23 |
| Banner Desert Medical Center | Mesa | $393.29 | $388.85 – $2,406.23 |
| Banner Gateway Medical Center | Gilbert | $341.08 | $388.85 – $2,406.23 |
| Banner Thunderbird Medical Center | Glendale | $342.19 | $72.99 – $2,406.23 |
| Mercy Gilbert Medical Center | Gilbert | not published | $180.60 – $1,458.32 |