Implant cochlear osia osi300 at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$9,602.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$35,044.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$118.80 with Aetna vs $26,176.65 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $118.80 | ↓ -99% |
| Aetna | Qualified Health Plan | $150.88 | ↓ -98% |
| Health Choice Arizona, Inc. | Medicare Advantage | $178.20 | ↓ -98% |
| Aetna | Banner Employee Plans | $199.58 | ↓ -98% |
| Hospice of the Valley | Medicare | $207.90 | ↓ -98% |
| Arizona Priority Care | Medicare Advantage | $237.60 | ↓ -98% |
| Plotkin Health | Plotkin Health | $267.30 | ↓ -97% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $267.30 | ↓ -97% |
| Aetna | Joint Venture | $270.86 | ↓ -97% |
| Aetna | Designated Group | $287.50 | ↓ -97% |
| United Healthcare | UHC Doctor's Plan | $288.09 | ↓ -97% |
| Health Choice Arizona, Inc. | ACA Health Plan | $297.00 | ↓ -97% |
| Oscar Health Plan | Commercial | $297.00 | ↓ -97% |
| Health Net | Medicare | $297.00 | ↓ -97% |
| United Healthcare | UHC Core | $301.16 | ↓ -97% |
| Aetna | Medical Rental | $313.04 | ↓ -97% |
| United Healthcare | Commercial | $317.20 | ↓ -97% |
| Quiktrip Corporation | Commercial | $320.76 | ↓ -97% |
| Health Net | Commerical Exchange Product | $320.76 | ↓ -97% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $325.51 | ↓ -97% |
| Aetna | Broad Network | $338.58 | ↓ -96% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $340.36 | ↓ -96% |
| Arizona Medical Network | Commercial | $415.80 | ↓ -96% |
| Provider Network of America | Commercial | $445.50 | ↓ -95% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,613.25 | ↓ -62% |
| Mercy Care | Mercy Medicaid | $3,613.25 | ↓ -62% |
| Health Choice Arizona, Inc. | Medicaid | $3,613.25 | ↓ -62% |
| Health Net | Medicaid | $3,613.25 | ↓ -62% |
| Arizona Physicians IPA | Medicaid | $3,613.25 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $19,632.49 | ↑ +104% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $19,632.49 | ↑ +104% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $20,941.32 | ↑ +118% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $21,988.22 | ↑ +129% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $26,176.65 | ↑ +173% |
| Blue Cross Blue Shield of Arizona | Commercial | $26,176.65 | ↑ +173% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $26,176.65 | ↑ +173% |
Visitor-reported prices
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Implant cochlear osia osi300 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $15,033.30 | $118.80 – $7,637.97 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $13,455.95 | $1,140.57 – $6,003.00 |
| Mercy Gilbert Medical Center | Gilbert | $30,025.29 | $354.76 – $3,703.58 |
| Banner University Medical Center Tucson | Tucson | $18,029.26 | $118.80 – $16,749.57 |
| Banner University Medical Center South | Tucson | $14,823.05 | $118.80 – $11,797.34 |
| Banner Baywood Medical Center | Mesa | $9,531.97 | $118.80 – $19,632.49 |
| Banner Boswell Medical Center | Sun City | $8,620.82 | $118.80 – $14,990.76 |
| Banner Del Webb Medical Center | Sun City West | $9,111.44 | $118.80 – $7,637.97 |