Heart first pass add-on at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$265.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,260.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.21 with Blue Cross Blue Shield of Arizona vs $945.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $101.21 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $101.21 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $107.96 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $113.36 | ↓ -57% |
| Blue Cross Blue Shield of Arizona | Commercial | $134.95 | ↓ -49% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $134.95 | ↓ -49% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $134.95 | ↓ -49% |
| Aetna | Medicare Advantage | $252.00 | ↓ -5% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $270.90 | ↑ +2% |
| Mercy Care | Mercy Medicaid | $270.90 | ↑ +2% |
| Arizona Physicians IPA | Medicaid | $270.90 | ↑ +2% |
| Health Net | Medicaid | $270.90 | ↑ +2% |
| Health Choice Arizona, Inc. | Medicaid | $270.90 | ↑ +2% |
| Aetna | Qualified Health Plan | $320.04 | ↑ +20% |
| Health Choice Arizona, Inc. | Medicare Advantage | $378.00 | ↑ +42% |
| Aetna | Banner Employee Plans | $423.36 | ↑ +59% |
| Hospice of the Valley | Medicare | $441.00 | ↑ +66% |
| Arizona Priority Care | Medicare Advantage | $504.00 | ↑ +90% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $567.00 | ↑ +113% |
| Plotkin Health | Plotkin Health | $567.00 | ↑ +113% |
| Aetna | Joint Venture | $582.12 | ↑ +119% |
| Aetna | Designated Group | $618.66 | ↑ +133% |
| Health Choice Arizona, Inc. | ACA Health Plan | $630.00 | ↑ +137% |
| Health Net | Medicare | $630.00 | ↑ +137% |
| Oscar Health Plan | Commercial | $630.00 | ↑ +137% |
| Aetna | Medical Rental | $664.02 | ↑ +150% |
| Quiktrip Corporation | Commercial | $680.40 | ↑ +156% |
| Health Net | Commerical Exchange Product | $680.40 | ↑ +156% |
| Aetna | Broad Network | $727.02 | ↑ +173% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $827.82 | ↑ +211% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $865.62 | ↑ +226% |
| Arizona Medical Network | Commercial | $882.00 | ↑ +232% |
| Provider Network of America | Commercial | $945.00 | ↑ +255% |
Visitor-reported prices
Comments
Heart first pass add-on at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $500.22 | $39.38 – $945.00 |
| Banner University Medical Center Tucson | Tucson | $477.09 | $58.52 – $1,403.20 |
| Banner Baywood Medical Center | Mesa | $395.64 | $101.21 – $945.00 |
| Banner Desert Medical Center | Mesa | $352.80 | $101.21 – $945.00 |
| Banner Gateway Medical Center | Gilbert | $364.14 | $101.21 – $945.00 |
| Banner Heart Hospital | Mesa | $168.84 | $84.87 – $945.00 |
| Banner Ocotillo Medical Center | Chandler | $403.20 | $101.21 – $945.00 |
| Banner Thunderbird Medical Center | Glendale | $308.70 | $39.38 – $945.00 |