Graft impl ult thck 6x12cm -cost per sq cm at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$37.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$136.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.80 with Arizona Physicians IPA vs $224.94 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $14.80 | ↓ -60% |
| Aetna | Medicare Advantage | $20.54 | ↓ -45% |
| Aetna | Qualified Health Plan | $26.09 | ↓ -30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $30.81 | ↓ -18% |
| Aetna | Banner Employee Plans | $34.51 | ↓ -8% |
| Hospice of the Valley | Medicare | $35.95 | ↓ -4% |
| Arizona Priority Care | Medicare Advantage | $41.08 | ↑ +10% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $46.20 | ↑ +24% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $46.22 | ↑ +24% |
| Plotkin Health | Plotkin Health | $46.22 | ↑ +24% |
| Aetna | Joint Venture | $46.83 | ↑ +25% |
| Aetna | Designated Group | $49.71 | ↑ +33% |
| United Healthcare | UHC Doctor's Plan | $49.81 | ↑ +33% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $51.33 | ↑ +37% |
| Health Net | Medicare | $51.35 | ↑ +37% |
| Health Choice Arizona, Inc. | ACA Health Plan | $51.35 | ↑ +37% |
| Oscar Health Plan | Commercial | $51.35 | ↑ +37% |
| United Healthcare | UHC Core | $52.07 | ↑ +39% |
| Aetna | Medical Rental | $54.12 | ↑ +45% |
| United Healthcare | Commercial | $54.84 | ↑ +47% |
| Health Net | Commerical Exchange Product | $55.46 | ↑ +48% |
| Quiktrip Corporation | Commercial | $55.46 | ↑ +48% |
| Aetna | Broad Network | $58.54 | ↑ +57% |
| Arizona Medical Network | Commercial | $71.89 | ↑ +92% |
| Provider Network of America | Commercial | $77.03 | ↑ +106% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $168.70 | ↑ +351% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $168.70 | ↑ +351% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $179.95 | ↑ +381% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $188.94 | ↑ +405% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $224.94 | ↑ +501% |
| Blue Cross Blue Shield of Arizona | Commercial | $224.94 | ↑ +501% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $224.94 | ↑ +501% |
Visitor-reported prices
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Graft impl ult thck 6x12cm -cost per sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,517.84 | $38.58 – $718.11 |
| Mercy Gilbert Medical Center | Gilbert | $39,964.18 | $38.58 – $883.19 |
| Chandler Regional Medical Center | Chandler | $43,538.21 | $38.58 – $963.48 |