Ghs mbp at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$9.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$63.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17.20 with Care 1st vs $78.83 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $17.20 | ↑ +73% |
| Gila River Health Care Corporation | Managed Care Program | $17.20 | ↑ +73% |
| Humana | Medicare Advantage | $17.20 | ↑ +73% |
| Arizona Physicians IPA | Medicare Advantage | $17.20 | ↑ +73% |
| Arizona Physicians IPA | Medicaid | $17.20 | ↑ +73% |
| Banner Health | Medicare Advantage | $17.20 | ↑ +73% |
| Wellpoint | Medicare Advantage HMO | $17.20 | ↑ +73% |
| Health Choice Arizona, Inc. | Medicaid | $17.20 | ↑ +73% |
| United Healthcare | UHC Medicare Advantage | $17.20 | ↑ +73% |
| UPMC Health Plan | Medicare Advantage | $17.20 | ↑ +73% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $17.20 | ↑ +73% |
| Health Net | Medicaid | $17.20 | ↑ +73% |
| Health Net | Medicare | $17.20 | ↑ +73% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $17.20 | ↑ +73% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $17.20 | ↑ +73% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $17.20 | ↑ +73% |
| Mercy Care | Mercy Care Advantage | $17.20 | ↑ +73% |
| Health Choice Arizona, Inc. | Medicare Advantage | $17.20 | ↑ +73% |
| Kaiser Foundation Health Plan | Medicare Advantage | $17.20 | ↑ +73% |
| Aetna | Medicare Advantage | $17.20 | ↑ +73% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $17.20 | ↑ +73% |
| Banner University Health Plan | University Care Advantage | $17.20 | ↑ +73% |
| Mercy Care | Mercy Medicaid | $17.20 | ↑ +73% |
| Carelon | Medicare Advantage | $18.06 | ↑ +82% |
| Devoted Health Services | Medicare Advantage | $18.06 | ↑ +82% |
| Gold Kidney Health Plan | Medicare Advantage | $18.92 | ↑ +90% |
| Arizona Priority Care | Medicare Advantage | $18.92 | ↑ +90% |
| Aetna | Banner Employee Plans | $21.17 | ↑ +113% |
| Hospice of the Valley | Medicare | $22.05 | ↑ +122% |
| NaphCare | Federal Prison System | $23.22 | ↑ +133% |
| Aetna | Qualified Health Plan | $23.39 | ↑ +135% |
| United Healthcare | Individual Exchange | $24.08 | ↑ +142% |
| Health Net | Commerical Exchange Product | $25.46 | ↑ +156% |
| Health Choice Arizona, Inc. | ACA Health Plan | $25.80 | ↑ +159% |
| Plotkin Health | Plotkin Health | $28.35 | ↑ +185% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $28.35 | ↑ +185% |
| Oscar Health Plan | Commercial | $28.38 | ↑ +185% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $30.19 | ↑ +203% |
| United Healthcare | UHC Doctor's Plan | $31.81 | ↑ +220% |
| Aetna | Medical Rental | $33.20 | ↑ +234% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $33.54 | ↑ +237% |
| Quiktrip Corporation | Commercial | $34.02 | ↑ +242% |
| United Healthcare | UHC Core | $35.18 | ↑ +254% |
| United Healthcare | Commercial | $38.70 | ↑ +289% |
| Arizona Medical Network | Commercial | $44.10 | ↑ +343% |
| Provider Network of America | Commercial | $47.25 | ↑ +375% |
| Aetna | Joint Venture | $57.76 | ↑ +481% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $59.12 | ↑ +494% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $59.12 | ↑ +494% |
| Aetna | Designated Group | $61.37 | ↑ +517% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $63.06 | ↑ +534% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $66.21 | ↑ +565% |
| Aetna | Broad Network | $72.21 | ↑ +626% |
| Blue Cross Blue Shield of Arizona | Commercial | $78.83 | ↑ +692% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $78.83 | ↑ +692% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $78.83 | ↑ +692% |
Visitor-reported prices
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Ghs mbp at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $10.08 | $17.20 – $47.25 |
| Arizona General Hospital Laveen | Phoenix | $24.28 | $10.32 – $86.61 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $40.50 | $7.22 – $83.74 |
| Mercy Gilbert Medical Center | Gilbert | $16.93 | $9.64 – $52.98 |
| Banner University Medical Center Tucson | Tucson | $10.21 | $17.20 – $50.40 |
| Banner University Medical Center South | Tucson | $9.83 | $17.20 – $50.40 |
| Banner Baywood Medical Center | Mesa | $8.00 | $17.20 – $47.25 |
| Banner Boswell Medical Center | Sun City | $9.51 | $17.20 – $50.40 |