External newborn metabolic screening panel at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$63.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$244.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.80 with Aetna vs $252.24 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $48.80 ↓ -23%
Banner University Health Plan AZ Medicaid - AHCCCS $52.46 ↓ -17%
Arizona Physicians IPA Medicaid $52.46 ↓ -17%
Health Net Medicaid $52.46 ↓ -17%
Health Choice Arizona, Inc. Medicaid $52.46 ↓ -17%
Mercy Care Mercy Medicaid $52.46 ↓ -17%
Aetna Qualified Health Plan $61.98 ↓ -2%
Health Choice Arizona, Inc. Medicare Advantage $73.20 ↑ +16%
Aetna Banner Employee Plans $81.98 ↑ +30%
Hospice of the Valley Medicare $85.40 ↑ +35%
Arizona Priority Care Medicare Advantage $97.60 ↑ +54%
Plotkin Health Plotkin Health $109.80 ↑ +74%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $109.80 ↑ +74%
Aetna Joint Venture $112.73 ↑ +78%
Aetna Designated Group $119.80 ↑ +90%
Health Choice Arizona, Inc. ACA Health Plan $122.00 ↑ +93%
Oscar Health Plan Commercial $122.00 ↑ +93%
Health Net Medicare $122.00 ↑ +93%
Aetna Medical Rental $128.59 ↑ +103%
Quiktrip Corporation Commercial $131.76 ↑ +108%
Health Net Commerical Exchange Product $131.76 ↑ +108%
Aetna Broad Network $140.79 ↑ +123%
Cigna Healthcare of Arizona, Inc. LocalFlex $160.31 ↑ +154%
Cigna Healthcare of Arizona, Inc. Commercial $167.63 ↑ +165%
Arizona Medical Network Commercial $170.80 ↑ +170%
Provider Network of America Commercial $183.00 ↑ +190%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $189.18 ↑ +199%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $189.18 ↑ +199%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $201.79 ↑ +219%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $211.88 ↑ +235%
Blue Cross Blue Shield of Arizona Commercial $252.24 ↑ +299%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $252.24 ↑ +299%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $252.24 ↑ +299%

Visitor-reported prices

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External newborn metabolic screening panel at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $40.42 $47.00 – $176.25
Arizona General Hospital Laveen Phoenix $169.46 $27.41 – $604.58
St. Joseph’s Hospital and Medical Center Phoenix $279.63 $139.08 – $578.28
Mercy Gilbert Medical Center Gilbert $168.27 $95.76 – $526.68
Banner University Medical Center Tucson Tucson $41.00 $40.00 – $161.40
Banner Boswell Medical Center Sun City $39.28 $48.80 – $195.20
Banner Casa Grande Medical Center Casa Grande $70.03 $48.80 – $183.00
Banner Del Webb Medical Center Sun City West $47.58 $48.80 – $195.20

All Arizona hospitals for this procedure →