Event monitor at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$73.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.17 with Aetna vs $183.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Joint Venture | $22.17 | ↓ -70% |
| Aetna | Designated Group | $23.56 | ↓ -68% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $26.93 | ↓ -63% |
| Mercy Care | Mercy Medicaid | $26.93 | ↓ -63% |
| Health Choice Arizona, Inc. | Medicaid | $26.93 | ↓ -63% |
| Health Net | Medicaid | $26.93 | ↓ -63% |
| Arizona Physicians IPA | Medicaid | $26.93 | ↓ -63% |
| Aetna | Broad Network | $27.72 | ↓ -62% |
| Wellpoint | Medicare Advantage HMO | $39.74 | ↓ -46% |
| Aetna | Medicare Advantage | $39.74 | ↓ -46% |
| Health Net | Medicare | $39.74 | ↓ -46% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $39.74 | ↓ -46% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $39.74 | ↓ -46% |
| Banner University Health Plan | University Care Advantage | $39.74 | ↓ -46% |
| Mercy Care | Mercy Care Advantage | $39.74 | ↓ -46% |
| Care 1st | Medicare Advantage | $39.74 | ↓ -46% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $39.74 | ↓ -46% |
| Gila River Health Care Corporation | Managed Care Program | $39.74 | ↓ -46% |
| Humana | Medicare Advantage | $39.74 | ↓ -46% |
| Arizona Physicians IPA | Medicare Advantage | $39.74 | ↓ -46% |
| Health Choice Arizona, Inc. | Medicare Advantage | $39.74 | ↓ -46% |
| Banner Health | Medicare Advantage | $39.74 | ↓ -46% |
| United Healthcare | UHC Medicare Advantage | $39.74 | ↓ -46% |
| UPMC Health Plan | Medicare Advantage | $39.74 | ↓ -46% |
| Kaiser Foundation Health Plan | Medicare Advantage | $39.74 | ↓ -46% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $39.74 | ↓ -46% |
| Carelon | Medicare Advantage | $41.73 | ↓ -43% |
| Devoted Health Services | Medicare Advantage | $41.73 | ↓ -43% |
| Arizona Priority Care | Medicare Advantage | $43.71 | ↓ -40% |
| Gold Kidney Health Plan | Medicare Advantage | $43.71 | ↓ -40% |
| NaphCare | Federal Prison System | $53.65 | ↓ -27% |
| Aetna | Qualified Health Plan | $54.05 | ↓ -26% |
| United Healthcare | Individual Exchange | $55.64 | ↓ -24% |
| Health Net | Commerical Exchange Product | $58.82 | ↓ -19% |
| Health Choice Arizona, Inc. | ACA Health Plan | $59.61 | ↓ -18% |
| Oscar Health Plan | Commercial | $65.57 | ↓ -10% |
| Aetna | Banner Employee Plans | $81.98 | ↑ +12% |
| Hospice of the Valley | Medicare | $85.40 | ↑ +17% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $109.80 | ↑ +50% |
| Plotkin Health | Plotkin Health | $109.80 | ↑ +50% |
| United Healthcare | UHC Doctor's Plan | $118.34 | ↑ +62% |
| United Healthcare | UHC Core | $123.71 | ↑ +69% |
| Aetna | Medical Rental | $128.59 | ↑ +76% |
| United Healthcare | Commercial | $130.30 | ↑ +78% |
| Quiktrip Corporation | Commercial | $131.76 | ↑ +80% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $137.20 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $137.20 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $146.35 | ↑ +100% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $153.67 | ↑ +110% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $160.31 | ↑ +120% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $167.63 | ↑ +130% |
| Arizona Medical Network | Commercial | $170.80 | ↑ +134% |
| Blue Cross Blue Shield of Arizona | Commercial | $182.94 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $182.94 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $182.94 | ↑ +151% |
| Provider Network of America | Commercial | $183.00 | ↑ +151% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Event monitor at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $121.86 | $8.58 – $252.01 |
| Banner University Medical Center Tucson | Tucson | $65.65 | $12.09 – $166.40 |
| Banner University Medical Center South | Tucson | $61.48 | $12.09 – $166.40 |
| Banner Boswell Medical Center | Sun City | $58.84 | $22.17 – $195.20 |
| Banner Casa Grande Medical Center | Casa Grande | $59.98 | $12.09 – $183.00 |
| Banner Ocotillo Medical Center | Chandler | $73.81 | $22.17 – $183.00 |
| Banner Thunderbird Medical Center | Glendale | $76.67 | $22.17 – $183.00 |
| Banner Page Hospital | Page | $206.25 | $8.07 – $356.25 |