Endoluminal bx biliary tree at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,376.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,557.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$711.40 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $711.40 | ↓ -48% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $764.75 | ↓ -44% |
| Arizona Physicians IPA | Medicaid | $764.75 | ↓ -44% |
| Health Net | Medicaid | $764.75 | ↓ -44% |
| Mercy Care | Mercy Medicaid | $764.75 | ↓ -44% |
| Health Choice Arizona, Inc. | Medicaid | $764.75 | ↓ -44% |
| Aetna | Qualified Health Plan | $903.48 | ↓ -34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,067.10 | ↓ -22% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -15% |
| Hospice of the Valley | Medicare | $1,244.95 | ↓ -10% |
| Arizona Priority Care | Medicare Advantage | $1,422.80 | ↑ +3% |
| Plotkin Health | Plotkin Health | $1,600.65 | ↑ +16% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,600.65 | ↑ +16% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,778.50 | ↑ +29% |
| Oscar Health Plan | Commercial | $1,778.50 | ↑ +29% |
| Health Net | Medicare | $1,778.50 | ↑ +29% |
| Aetna | Medical Rental | $1,874.54 | ↑ +36% |
| Health Net | Commerical Exchange Product | $1,920.78 | ↑ +40% |
| Quiktrip Corporation | Commercial | $1,920.78 | ↑ +40% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +54% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +61% |
| United Healthcare | Commercial | $2,326.00 | ↑ +69% |
| Arizona Medical Network | Commercial | $2,489.90 | ↑ +81% |
| Provider Network of America | Commercial | $2,667.75 | ↑ +94% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,741.03 | ↑ +172% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $3,741.03 | ↑ +172% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,990.44 | ↑ +190% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +192% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,189.93 | ↑ +204% |
| Aetna | Joint Venture | $4,405.00 | ↑ +220% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +224% |
| Aetna | Designated Group | $4,680.00 | ↑ +240% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4,988.05 | ↑ +262% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,988.05 | ↑ +262% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,988.05 | ↑ +262% |
| Aetna | Broad Network | $5,506.00 | ↑ +300% |
Visitor-reported prices
Comments
Endoluminal bx biliary tree at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,273.41 | $711.40 – $4,018.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $694.10 | $145.91 – $2,714.71 |
| Arizona General Hospital Laveen | Phoenix | not published | $145.91 – $2,346.10 |
| Banner University Medical Center Tucson | Tucson | $814.21 | $448.60 – $3,191.68 |
| Banner University Medical Center South | Tucson | $1,182.06 | $448.60 – $2,248.02 |
| Banner Boswell Medical Center | Sun City | $1,027.97 | $711.40 – $4,018.00 |
| Banner Casa Grande Medical Center | Casa Grande | $985.29 | $711.40 – $2,667.75 |
| Banner Del Webb Medical Center | Sun City West | $1,134.68 | $711.40 – $4,018.00 |