Electrophysiology evaluation at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,061.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,226.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$806.77 with Arizona Physicians IPA vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $806.77 | ↓ -24% |
| Health Net | Medicaid | $806.77 | ↓ -24% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $806.77 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicaid | $806.77 | ↓ -24% |
| Mercy Care | Mercy Medicaid | $806.77 | ↓ -24% |
| Hospice of the Valley | Medicare | $1,129.10 | ↑ +6% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,284.44 | ↑ +21% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,284.44 | ↑ +21% |
| Care 1st | Medicare Advantage | $1,293.89 | ↑ +22% |
| Gila River Health Care Corporation | Managed Care Program | $1,293.89 | ↑ +22% |
| Humana | Medicare Advantage | $1,293.89 | ↑ +22% |
| United Healthcare | UHC Medicare Advantage | $1,293.89 | ↑ +22% |
| UPMC Health Plan | Medicare Advantage | $1,293.89 | ↑ +22% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,293.89 | ↑ +22% |
| Banner University Health Plan | University Care Advantage | $1,293.89 | ↑ +22% |
| Mercy Care | Mercy Care Advantage | $1,293.89 | ↑ +22% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,293.89 | ↑ +22% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $1,293.89 | ↑ +22% |
| Aetna | Medicare Advantage | $1,293.89 | ↑ +22% |
| Banner Health | Medicare Advantage | $1,293.89 | ↑ +22% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,293.89 | ↑ +22% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,293.89 | ↑ +22% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,293.89 | ↑ +22% |
| Health Net | Medicare | $1,293.89 | ↑ +22% |
| Wellpoint | Medicare Advantage HMO | $1,293.89 | ↑ +22% |
| Arizona Physicians IPA | Medicare Advantage | $1,293.89 | ↑ +22% |
| Carelon | Medicare Advantage | $1,358.58 | ↑ +28% |
| Devoted Health Services | Medicare Advantage | $1,358.58 | ↑ +28% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,370.07 | ↑ +29% |
| Arizona Priority Care | Medicare Advantage | $1,423.28 | ↑ +34% |
| Gold Kidney Health Plan | Medicare Advantage | $1,423.28 | ↑ +34% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,438.56 | ↑ +36% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,451.70 | ↑ +37% |
| Plotkin Health | Plotkin Health | $1,451.70 | ↑ +37% |
| United Healthcare | UHC Doctor's Plan | $1,564.61 | ↑ +47% |
| United Healthcare | UHC Core | $1,635.58 | ↑ +54% |
| Aetna | Medical Rental | $1,700.10 | ↑ +60% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,712.58 | ↑ +61% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,712.58 | ↑ +61% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,712.58 | ↑ +61% |
| United Healthcare | Commercial | $1,722.68 | ↑ +62% |
| Quiktrip Corporation | Commercial | $1,742.04 | ↑ +64% |
| NaphCare | Federal Prison System | $1,746.75 | ↑ +65% |
| Aetna | Qualified Health Plan | $1,759.69 | ↑ +66% |
| United Healthcare | Individual Exchange | $1,811.45 | ↑ +71% |
| Health Net | Commerical Exchange Product | $1,914.96 | ↑ +80% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,940.84 | ↑ +83% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,119.48 | ↑ +100% |
| Oscar Health Plan | Commercial | $2,134.92 | ↑ +101% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,216.26 | ↑ +109% |
| Arizona Medical Network | Commercial | $2,258.20 | ↑ +113% |
| Provider Network of America | Commercial | $2,419.50 | ↑ +128% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +1327% |
| Aetna | Joint Venture | $34,658.00 | ↑ +3165% |
| Aetna | Designated Group | $36,824.00 | ↑ +3370% |
| Aetna | Broad Network | $43,322.00 | ↑ +3982% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $945.22 | $499.71 – $2,419.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,540.99 | $340.81 – $3,186.86 |
| Mercy Gilbert Medical Center | Gilbert | $1,465.18 | $340.81 – $4,586.12 |
| Banner University Medical Center Tucson | Tucson | $774.54 | $806.77 – $2,356.00 |
| Banner University Medical Center South | Tucson | $344.56 | $771.83 – $2,356.00 |
| Banner Baywood Medical Center | Mesa | $319.37 | $806.77 – $2,419.50 |
| Banner Boswell Medical Center | Sun City | $780.69 | $806.77 – $2,580.80 |
| Banner Casa Grande Medical Center | Casa Grande | $945.22 | $752.20 – $2,419.50 |