Electrocorticography durng sx at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$568.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,946.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$389.20 with Aetna vs $6,949.84 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $389.20 | ↓ -32% |
| Mercy Care | Mercy Medicaid | $418.39 | ↓ -26% |
| Arizona Physicians IPA | Medicaid | $418.39 | ↓ -26% |
| Health Net | Medicaid | $418.39 | ↓ -26% |
| Aetna | Qualified Health Plan | $494.28 | ↓ -13% |
| Health Choice Arizona, Inc. | Medicare Advantage | $583.80 | ↑ +3% |
| Aetna | Banner Employee Plans | $653.86 | ↑ +15% |
| Hospice of the Valley | Medicare | $681.10 | ↑ +20% |
| Arizona Priority Care | Medicare Advantage | $778.40 | ↑ +37% |
| United Healthcare | UHC Doctor's Plan | $796.00 | ↑ +40% |
| United Healthcare | UHC Core | $832.00 | ↑ +46% |
| Plotkin Health | Plotkin Health | $875.70 | ↑ +54% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $875.70 | ↑ +54% |
| United Healthcare | Commercial | $876.00 | ↑ +54% |
| Aetna | Joint Venture | $899.05 | ↑ +58% |
| Aetna | Designated Group | $955.49 | ↑ +68% |
| Oscar Health Plan | Commercial | $973.00 | ↑ +71% |
| Health Net | Medicare | $973.00 | ↑ +71% |
| Health Choice Arizona, Inc. | ACA Health Plan | $973.00 | ↑ +71% |
| Aetna | Medical Rental | $1,025.54 | ↑ +80% |
| Quiktrip Corporation | Commercial | $1,050.84 | ↑ +85% |
| Health Net | Commerical Exchange Product | $1,050.84 | ↑ +85% |
| Aetna | Broad Network | $1,122.84 | ↑ +98% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,278.52 | ↑ +125% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,336.90 | ↑ +135% |
| Arizona Medical Network | Commercial | $1,362.20 | ↑ +140% |
| Provider Network of America | Commercial | $1,459.50 | ↑ +157% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $5,212.38 | ↑ +817% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $5,212.38 | ↑ +817% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $5,559.87 | ↑ +878% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $5,837.82 | ↑ +927% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $6,949.84 | ↑ +1123% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $6,949.84 | ↑ +1123% |
| Blue Cross Blue Shield of Arizona | Commercial | $6,949.84 | ↑ +1123% |
Visitor-reported prices
Comments
Electrocorticography durng sx at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $823.16 | $389.20 – $2,027.86 |
| Banner University Medical Center Tucson | Tucson | $1,387.79 | $636.60 – $4,446.97 |
| Banner Baywood Medical Center | Mesa | $517.64 | $389.20 – $5,212.38 |
| Banner Desert Medical Center | Mesa | $1,009.97 | $389.20 – $5,212.38 |
| Banner Gateway Medical Center | Gilbert | $910.73 | $389.20 – $5,212.38 |
| Banner Heart Hospital | Mesa | $124.54 | $346.39 – $4,370.93 |
| Banner Ocotillo Medical Center | Chandler | $588.66 | $389.20 – $5,212.38 |