Discography cerv/thor spine at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$927.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,554.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$309.12 with Blue Cross Blue Shield of Arizona vs $8,881.60 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $309.12 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $309.12 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $329.73 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $346.21 | ↓ -63% |
| Blue Cross Blue Shield of Arizona | Commercial | $412.16 | ↓ -56% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $412.16 | ↓ -56% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $412.16 | ↓ -56% |
| Aetna | Banner Employee Plans | $1,194.14 | ↑ +29% |
| Hospice of the Valley | Medicare | $1,243.90 | ↑ +34% |
| Health Net | Medicaid | $1,271.93 | ↑ +37% |
| Arizona Physicians IPA | Medicaid | $1,271.93 | ↑ +37% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,271.93 | ↑ +37% |
| Health Choice Arizona, Inc. | Medicaid | $1,271.93 | ↑ +37% |
| Mercy Care | Mercy Medicaid | $1,271.93 | ↑ +37% |
| Plotkin Health | Plotkin Health | $1,599.30 | ↑ +72% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,599.30 | ↑ +72% |
| Aetna | Joint Venture | $1,641.95 | ↑ +77% |
| Aetna | Designated Group | $1,745.01 | ↑ +88% |
| Aetna | Medical Rental | $1,872.96 | ↑ +102% |
| Quiktrip Corporation | Commercial | $1,919.16 | ↑ +107% |
| Aetna | Broad Network | $2,050.66 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $2,081.30 | ↑ +124% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $2,081.30 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $2,081.30 | ↑ +124% |
| Gila River Health Care Corporation | Managed Care Program | $2,081.30 | ↑ +124% |
| Arizona Physicians IPA | Medicare Advantage | $2,081.30 | ↑ +124% |
| UPMC Health Plan | Medicare Advantage | $2,081.30 | ↑ +124% |
| Health Choice Arizona, Inc. | Medicare Advantage | $2,081.30 | ↑ +124% |
| Mercy Care | Mercy Care Advantage | $2,081.30 | ↑ +124% |
| Banner University Health Plan | University Care Advantage | $2,081.30 | ↑ +124% |
| United Healthcare | UHC Medicare Advantage | $2,081.30 | ↑ +124% |
| Aetna | Medicare Advantage | $2,081.30 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $2,081.30 | ↑ +124% |
| Care 1st | Medicare Advantage | $2,081.30 | ↑ +124% |
| Banner Health | Medicare Advantage | $2,081.30 | ↑ +124% |
| Kaiser Foundation Health Plan | Medicare Advantage | $2,081.30 | ↑ +124% |
| Wellpoint | Medicare Advantage HMO | $2,081.30 | ↑ +124% |
| Health Net | Medicare | $2,081.30 | ↑ +124% |
| Humana | Medicare Advantage | $2,081.30 | ↑ +124% |
| Devoted Health Services | Medicare Advantage | $2,185.36 | ↑ +136% |
| Carelon | Medicare Advantage | $2,185.36 | ↑ +136% |
| Arizona Priority Care | Medicare Advantage | $2,289.43 | ↑ +147% |
| Gold Kidney Health Plan | Medicare Advantage | $2,289.43 | ↑ +147% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,334.98 | ↑ +152% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,441.60 | ↑ +163% |
| Arizona Medical Network | Commercial | $2,487.80 | ↑ +168% |
| Provider Network of America | Commercial | $2,665.50 | ↑ +187% |
| NaphCare | Federal Prison System | $2,809.76 | ↑ +203% |
| Aetna | Qualified Health Plan | $2,830.57 | ↑ +205% |
| United Healthcare | Individual Exchange | $2,913.82 | ↑ +214% |
| Health Net | Commerical Exchange Product | $3,080.32 | ↑ +232% |
| Health Choice Arizona, Inc. | ACA Health Plan | $3,121.95 | ↑ +237% |
| Oscar Health Plan | Commercial | $3,434.14 | ↑ +270% |
| United Healthcare | UHC Doctor's Plan | $7,536.39 | ↑ +712% |
| United Healthcare | UHC Core | $8,212.64 | ↑ +785% |
| United Healthcare | Commercial | $8,881.60 | ↑ +857% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Discography cerv/thor spine at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Baywood Medical Center | Mesa | $1,023.55 | $309.12 – $3,434.14 |
| Banner Desert Medical Center | Mesa | $995.12 | $309.12 – $3,434.14 |
| Banner Ironwood Medical Center | San Tan Valley | $835.19 | $309.12 – $3,121.95 |
| Banner Gateway Medical Center | Gilbert | $1,055.54 | $309.12 – $3,434.14 |
| Banner Goldfield Medical Center | Apache Junction | $675.26 | $195.15 – $3,121.95 |
| Banner Heart Hospital | Mesa | $1,474.91 | $259.22 – $3,434.14 |
| Banner Payson Medical Center | Payson | $758.43 | $319.02 – $1,287.90 |
| Banner Thunderbird Medical Center | Glendale | $909.82 | $72.99 – $3,434.14 |