CT thoracic spine w/contrast at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$654.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,289.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.45 with Banner University Health Plan vs $2,466.75 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $129.45 ↓ -80%
Health Net Medicaid $129.45 ↓ -80%
Health Choice Arizona, Inc. Medicaid $129.45 ↓ -80%
Arizona Physicians IPA Medicaid $129.45 ↓ -80%
Mercy Care Mercy Medicaid $129.45 ↓ -80%
United Healthcare UHC Medicare Advantage $189.74 ↓ -71%
UPMC Health Plan Medicare Advantage $189.74 ↓ -71%
Gila River Health Care Corporation Managed Care Program $189.74 ↓ -71%
Health Net Medicare $189.74 ↓ -71%
Care 1st Medicare Advantage $189.74 ↓ -71%
Blue Cross Blue Shield of Arizona Medicare Advantage $189.74 ↓ -71%
Banner Health Medicare Advantage $189.74 ↓ -71%
Aetna Medicare Advantage $189.74 ↓ -71%
Humana Medicare Advantage $189.74 ↓ -71%
Arizona Physicians IPA Medicare Advantage $189.74 ↓ -71%
Wellpoint Medicare Advantage HMO $189.74 ↓ -71%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $189.74 ↓ -71%
Banner University Health Plan University Care Advantage $189.74 ↓ -71%
Mercy Care Mercy Care Advantage $189.74 ↓ -71%
Kaiser Foundation Health Plan Medicare Advantage $189.74 ↓ -71%
Health Choice Arizona, Inc. Medicare Advantage $189.74 ↓ -71%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $189.74 ↓ -71%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $189.74 ↓ -71%
Devoted Health Services Medicare Advantage $199.23 ↓ -70%
Carelon Medicare Advantage $199.23 ↓ -70%
Arizona Priority Care Medicare Advantage $208.71 ↓ -68%
Gold Kidney Health Plan Medicare Advantage $208.71 ↓ -68%
NaphCare Federal Prison System $256.15 ↓ -61%
Aetna Qualified Health Plan $258.05 ↓ -61%
United Healthcare Individual Exchange $265.64 ↓ -59%
Health Net Commerical Exchange Product $280.82 ↓ -57%
Health Choice Arizona, Inc. ACA Health Plan $284.61 ↓ -57%
Oscar Health Plan Commercial $313.07 ↓ -52%
Aetna Banner Employee Plans $341.00 ↓ -48%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $624.20 ↓ -5%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $624.20 ↓ -5%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $665.81 ↑ +2%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $699.10 ↑ +7%
United Healthcare UHC Doctor's Plan $766.66 ↑ +17%
Aetna Joint Venture $792.00 ↑ +21%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $832.27 ↑ +27%
Blue Cross Blue Shield of Arizona Commercial $832.27 ↑ +27%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $832.27 ↑ +27%
United Healthcare UHC Core $835.46 ↑ +28%
Aetna Designated Group $842.00 ↑ +29%
United Healthcare Commercial $903.91 ↑ +38%
Aetna Broad Network $990.00 ↑ +51%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,013.00 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $1,126.00 ↑ +72%
Hospice of the Valley Medicare $1,151.15 ↑ +76%
Plotkin Health Plotkin Health $1,480.05 ↑ +126%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,480.05 ↑ +126%
Aetna Medical Rental $1,733.30 ↑ +165%
Quiktrip Corporation Commercial $1,776.06 ↑ +171%
Arizona Medical Network Commercial $2,302.30 ↑ +252%
Provider Network of America Commercial $2,466.75 ↑ +277%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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CT thoracic spine w/contrast at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $545.97 $129.45 – $2,466.75
Arizona General Hospital Laveen Phoenix $1,180.04 $183.10 – $4,210.01
St. Joseph’s Hospital and Medical Center Phoenix $2,787.08 $183.10 – $5,763.84
Mercy Gilbert Medical Center Gilbert $1,339.47 $183.10 – $4,192.65
Banner University Medical Center Tucson Tucson $362.96 $129.45 – $2,233.60
Banner University Medical Center South Tucson $354.58 $129.45 – $2,233.60
Banner Baywood Medical Center Mesa $516.37 $129.45 – $2,466.75
Banner Boswell Medical Center Sun City $522.95 $129.45 – $2,631.20

All Arizona hospitals for this procedure →