CT lwr extremity w/o&w/dye at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$487.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,448.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$129.45 with Banner University Health Plan vs $1,836.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $129.45 | ↓ -73% |
| Health Choice Arizona, Inc. | Medicaid | $129.45 | ↓ -73% |
| Health Net | Medicaid | $129.45 | ↓ -73% |
| Arizona Physicians IPA | Medicaid | $129.45 | ↓ -73% |
| Mercy Care | Mercy Medicaid | $129.45 | ↓ -73% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -30% |
| Aetna | Medicare Advantage | $489.60 | ↑ +1% |
| Aetna | Qualified Health Plan | $621.79 | ↑ +28% |
| Health Choice Arizona, Inc. | Medicare Advantage | $734.40 | ↑ +51% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $766.56 | ↑ +57% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $766.56 | ↑ +57% |
| United Healthcare | UHC Doctor's Plan | $766.66 | ↑ +57% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $817.66 | ↑ +68% |
| United Healthcare | UHC Core | $835.46 | ↑ +71% |
| Hospice of the Valley | Medicare | $856.80 | ↑ +76% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $858.54 | ↑ +76% |
| United Healthcare | Commercial | $903.91 | ↑ +86% |
| Arizona Priority Care | Medicare Advantage | $979.20 | ↑ +101% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +108% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,022.08 | ↑ +110% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,022.08 | ↑ +110% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,022.08 | ↑ +110% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,101.60 | ↑ +126% |
| Plotkin Health | Plotkin Health | $1,101.60 | ↑ +126% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +131% |
| Aetna | Joint Venture | $1,130.98 | ↑ +132% |
| Aetna | Designated Group | $1,201.97 | ↑ +147% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,224.00 | ↑ +151% |
| Oscar Health Plan | Commercial | $1,224.00 | ↑ +151% |
| Health Net | Medicare | $1,224.00 | ↑ +151% |
| Aetna | Medical Rental | $1,290.10 | ↑ +165% |
| Quiktrip Corporation | Commercial | $1,321.92 | ↑ +171% |
| Health Net | Commerical Exchange Product | $1,321.92 | ↑ +171% |
| Aetna | Broad Network | $1,412.50 | ↑ +190% |
| Arizona Medical Network | Commercial | $1,713.60 | ↑ +252% |
| Provider Network of America | Commercial | $1,836.00 | ↑ +277% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
CT lwr extremity w/o&w/dye at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $406.37 | $129.45 – $1,836.00 |
| Arizona General Hospital Laveen | Phoenix | $866.77 | $189.74 – $2,464.08 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,383.61 | $189.74 – $2,861.38 |
| Banner University Medical Center Tucson | Tucson | $350.87 | $129.45 – $2,159.20 |
| Banner University Medical Center South | Tucson | $342.77 | $129.45 – $2,159.20 |
| Banner Baywood Medical Center | Mesa | $384.34 | $129.45 – $1,836.00 |
| Banner Boswell Medical Center | Sun City | $389.23 | $129.45 – $1,958.40 |
| Banner Casa Grande Medical Center | Casa Grande | $403.92 | $129.45 – $1,836.00 |