CT heart w/evaluation of calcium without contrast at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$476.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,588.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$58.65 with Health Choice Arizona, Inc. vs $1,941.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice Arizona, Inc. | Medicaid | $58.65 | ↓ -88% |
| Mercy Care | Mercy Medicaid | $58.65 | ↓ -88% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $58.65 | ↓ -88% |
| Health Net | Medicaid | $58.65 | ↓ -88% |
| Arizona Physicians IPA | Medicaid | $58.65 | ↓ -88% |
| Aetna | Medicare Advantage | $93.85 | ↓ -80% |
| Mercy Care | Mercy Care Advantage | $93.85 | ↓ -80% |
| Arizona Physicians IPA | Medicare Advantage | $93.85 | ↓ -80% |
| Kaiser Foundation Health Plan | Medicare Advantage | $93.85 | ↓ -80% |
| Banner Health | Medicare Advantage | $93.85 | ↓ -80% |
| Banner University Health Plan | University Care Advantage | $93.85 | ↓ -80% |
| Humana | Medicare Advantage | $93.85 | ↓ -80% |
| Health Net | Medicare | $93.85 | ↓ -80% |
| Health Choice Arizona, Inc. | Medicare Advantage | $93.85 | ↓ -80% |
| Gila River Health Care Corporation | Managed Care Program | $93.85 | ↓ -80% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $93.85 | ↓ -80% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $93.85 | ↓ -80% |
| Wellpoint | Medicare Advantage HMO | $93.85 | ↓ -80% |
| Care 1st | Medicare Advantage | $93.85 | ↓ -80% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $93.85 | ↓ -80% |
| UPMC Health Plan | Medicare Advantage | $93.85 | ↓ -80% |
| United Healthcare | UHC Medicare Advantage | $93.85 | ↓ -80% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $93.85 | ↓ -80% |
| Devoted Health Services | Medicare Advantage | $98.54 | ↓ -79% |
| Carelon | Medicare Advantage | $98.54 | ↓ -79% |
| Arizona Priority Care | Medicare Advantage | $103.23 | ↓ -78% |
| Gold Kidney Health Plan | Medicare Advantage | $103.23 | ↓ -78% |
| NaphCare | Federal Prison System | $126.70 | ↓ -73% |
| Aetna | Qualified Health Plan | $127.64 | ↓ -73% |
| United Healthcare | Individual Exchange | $131.39 | ↓ -72% |
| Health Net | Commerical Exchange Product | $138.90 | ↓ -71% |
| Health Choice Arizona, Inc. | ACA Health Plan | $140.78 | ↓ -70% |
| Oscar Health Plan | Commercial | $154.85 | ↓ -67% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -28% |
| United Healthcare | UHC Doctor's Plan | $347.17 | ↓ -27% |
| United Healthcare | UHC Core | $378.33 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $401.77 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $401.77 | ↓ -16% |
| United Healthcare | Commercial | $409.57 | ↓ -14% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $428.56 | ↓ -10% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $449.98 | ↓ -6% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $535.69 | ↑ +12% |
| Blue Cross Blue Shield of Arizona | Commercial | $535.69 | ↑ +12% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $535.69 | ↑ +12% |
| Hospice of the Valley | Medicare | $905.80 | ↑ +90% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +113% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +136% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,164.60 | ↑ +145% |
| Plotkin Health | Plotkin Health | $1,164.60 | ↑ +145% |
| Aetna | Joint Venture | $1,195.66 | ↑ +151% |
| Aetna | Designated Group | $1,270.71 | ↑ +167% |
| Aetna | Medical Rental | $1,363.88 | ↑ +186% |
| Quiktrip Corporation | Commercial | $1,397.52 | ↑ +193% |
| Aetna | Broad Network | $1,493.28 | ↑ +214% |
| Arizona Medical Network | Commercial | $1,811.60 | ↑ +280% |
| Provider Network of America | Commercial | $1,941.00 | ↑ +308% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
CT heart w/evaluation of calcium without contrast at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $442.55 | $58.65 – $1,941.00 |
| Arizona General Hospital Laveen | Phoenix | $743.57 | $93.85 – $2,652.80 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $840.40 | $93.85 – $1,738.00 |
| Mercy Gilbert Medical Center | Gilbert | $614.76 | $93.85 – $1,924.23 |
| Banner University Medical Center Tucson | Tucson | $310.96 | $58.65 – $1,196.00 |
| Banner University Medical Center South | Tucson | $216.77 | $58.65 – $1,196.00 |
| Banner Baywood Medical Center | Mesa | $421.84 | $58.65 – $1,941.00 |
| Banner Boswell Medical Center | Sun City | $393.38 | $58.65 – $2,070.40 |