Creatinine 24 hour urine at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$24.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.18 with Wellpoint vs $23.77 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $5.18 ↓ -79%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $5.18 ↓ -79%
UPMC Health Plan Medicare Advantage $5.18 ↓ -79%
United Healthcare UHC Medicare Advantage $5.18 ↓ -79%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.18 ↓ -79%
Aetna Medicare Advantage $5.18 ↓ -79%
Mercy Care Mercy Medicaid $5.18 ↓ -79%
Mercy Care Mercy Care Advantage $5.18 ↓ -79%
Arizona Physicians IPA Medicaid $5.18 ↓ -79%
Arizona Physicians IPA Medicare Advantage $5.18 ↓ -79%
Kaiser Foundation Health Plan Medicare Advantage $5.18 ↓ -79%
Banner Health Medicare Advantage $5.18 ↓ -79%
Banner University Health Plan AZ Medicaid - AHCCCS $5.18 ↓ -79%
Banner University Health Plan University Care Advantage $5.18 ↓ -79%
Humana Medicare Advantage $5.18 ↓ -79%
Health Net Medicare $5.18 ↓ -79%
Health Net Medicaid $5.18 ↓ -79%
Health Choice Arizona, Inc. Medicare Advantage $5.18 ↓ -79%
Health Choice Arizona, Inc. Medicaid $5.18 ↓ -79%
Gila River Health Care Corporation Managed Care Program $5.18 ↓ -79%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.18 ↓ -79%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.18 ↓ -79%
Care 1st Medicare Advantage $5.18 ↓ -79%
Aetna Banner Employee Plans $5.38 ↓ -78%
Devoted Health Services Medicare Advantage $5.44 ↓ -78%
Carelon Medicare Advantage $5.44 ↓ -78%
Hospice of the Valley Medicare $5.60 ↓ -77%
Gold Kidney Health Plan Medicare Advantage $5.70 ↓ -77%
Arizona Priority Care Medicare Advantage $5.70 ↓ -77%
NaphCare Federal Prison System $6.99 ↓ -72%
Aetna Qualified Health Plan $7.04 ↓ -72%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $7.20 ↓ -71%
Plotkin Health Plotkin Health $7.20 ↓ -71%
United Healthcare Individual Exchange $7.25 ↓ -71%
Health Net Commerical Exchange Product $7.67 ↓ -69%
Health Choice Arizona, Inc. ACA Health Plan $7.77 ↓ -69%
Aetna Medical Rental $8.43 ↓ -66%
Oscar Health Plan Commercial $8.55 ↓ -66%
Quiktrip Corporation Commercial $8.64 ↓ -65%
Cigna Healthcare of Arizona, Inc. LocalFlex $9.10 ↓ -63%
United Healthcare UHC Doctor's Plan $9.57 ↓ -61%
Cigna Healthcare of Arizona, Inc. Commercial $10.11 ↓ -59%
United Healthcare UHC Core $10.60 ↓ -57%
Arizona Medical Network Commercial $11.20 ↓ -55%
United Healthcare Commercial $11.65 ↓ -53%
Provider Network of America Commercial $12.00 ↓ -52%
Aetna Joint Venture $17.39 ↓ -30%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $17.83 ↓ -28%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $17.83 ↓ -28%
Aetna Designated Group $18.48 ↓ -26%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $19.02 ↓ -23%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $19.97 ↓ -20%
Aetna Broad Network $21.75 ↓ -12%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $23.77 ↓ -4%
Blue Cross Blue Shield of Arizona Commercial $23.77 ↓ -4%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $23.77 ↓ -4%

Visitor-reported prices

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Creatinine 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $25.12 $5.18 – $12.00
Arizona General Hospital Laveen Phoenix $16.72 $3.10 – $25.19
St. Joseph’s Hospital and Medical Center Phoenix $191.77 $2.18 – $16.59
Mercy Gilbert Medical Center Gilbert $440.59 $2.91 – $15.96
Banner University Medical Center Tucson Tucson $16.36 $5.18 – $12.80
Banner University Medical Center South Tucson $11.39 $5.18 – $12.80
Banner Baywood Medical Center Mesa $19.94 $5.18 – $12.00
Banner Boswell Medical Center Sun City $23.71 $5.18 – $12.80

All Arizona hospitals for this procedure →