Chloride at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$13.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$88.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4.60 with Wellpoint vs $60.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $4.60 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $4.60 | ↓ -67% |
| UPMC Health Plan | Medicare Advantage | $4.60 | ↓ -67% |
| United Healthcare | UHC Medicare Advantage | $4.60 | ↓ -67% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $4.60 | ↓ -67% |
| Aetna | Medicare Advantage | $4.60 | ↓ -67% |
| Mercy Care | Mercy Medicaid | $4.60 | ↓ -67% |
| Mercy Care | Mercy Care Advantage | $4.60 | ↓ -67% |
| Arizona Physicians IPA | Medicaid | $4.60 | ↓ -67% |
| Arizona Physicians IPA | Medicare Advantage | $4.60 | ↓ -67% |
| Kaiser Foundation Health Plan | Medicare Advantage | $4.60 | ↓ -67% |
| Banner Health | Medicare Advantage | $4.60 | ↓ -67% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $4.60 | ↓ -67% |
| Banner University Health Plan | University Care Advantage | $4.60 | ↓ -67% |
| Humana | Medicare Advantage | $4.60 | ↓ -67% |
| Health Net | Medicare | $4.60 | ↓ -67% |
| Health Net | Medicaid | $4.60 | ↓ -67% |
| Health Choice Arizona, Inc. | Medicare Advantage | $4.60 | ↓ -67% |
| Health Choice Arizona, Inc. | Medicaid | $4.60 | ↓ -67% |
| Gila River Health Care Corporation | Managed Care Program | $4.60 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $4.60 | ↓ -67% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $4.60 | ↓ -67% |
| Care 1st | Medicare Advantage | $4.60 | ↓ -67% |
| Devoted Health Services | Medicare Advantage | $4.83 | ↓ -65% |
| Carelon | Medicare Advantage | $4.83 | ↓ -65% |
| Arizona Priority Care | Medicare Advantage | $5.06 | ↓ -64% |
| Gold Kidney Health Plan | Medicare Advantage | $5.06 | ↓ -64% |
| NaphCare | Federal Prison System | $6.21 | ↓ -55% |
| Aetna | Qualified Health Plan | $6.26 | ↓ -55% |
| United Healthcare | Individual Exchange | $6.44 | ↓ -54% |
| Health Net | Commerical Exchange Product | $6.81 | ↓ -51% |
| Health Choice Arizona, Inc. | ACA Health Plan | $6.90 | ↓ -50% |
| Oscar Health Plan | Commercial | $7.59 | ↓ -45% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $8.07 | ↓ -42% |
| United Healthcare | UHC Doctor's Plan | $8.51 | ↓ -39% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $8.97 | ↓ -35% |
| United Healthcare | UHC Core | $9.41 | ↓ -32% |
| United Healthcare | Commercial | $10.35 | ↓ -26% |
| Aetna | Joint Venture | $15.45 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $15.80 | ↑ +14% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $15.80 | ↑ +14% |
| Aetna | Designated Group | $16.41 | ↑ +18% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $16.85 | ↑ +21% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $17.69 | ↑ +27% |
| Aetna | Broad Network | $19.31 | ↑ +39% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $21.06 | ↑ +52% |
| Blue Cross Blue Shield of Arizona | Commercial | $21.06 | ↑ +52% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $21.06 | ↑ +52% |
| Aetna | Banner Employee Plans | $26.88 | ↑ +93% |
| Hospice of the Valley | Medicare | $28.00 | ↑ +101% |
| Plotkin Health | Plotkin Health | $36.00 | ↑ +159% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $36.00 | ↑ +159% |
| Aetna | Medical Rental | $42.16 | ↑ +203% |
| Quiktrip Corporation | Commercial | $43.20 | ↑ +211% |
| Arizona Medical Network | Commercial | $56.00 | ↑ +303% |
| Provider Network of America | Commercial | $60.00 | ↑ +332% |
Visitor-reported prices
Comments
Chloride at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $15.04 | $4.60 – $51.75 |
| Arizona General Hospital Laveen | Phoenix | $35.50 | $2.76 – $126.64 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $48.14 | $1.93 – $99.54 |
| Mercy Gilbert Medical Center | Gilbert | $31.74 | $4.60 – $94.71 |
| Banner University Medical Center Tucson | Tucson | $12.64 | $4.60 – $39.20 |
| Banner University Medical Center South | Tucson | $12.17 | $4.60 – $39.20 |
| Banner Baywood Medical Center | Mesa | $11.94 | $4.60 – $51.75 |
| Banner Behavioral Health Hospital | Scottsdale | $46.87 | $4.60 – $56.00 |