Cdna analysis for variants at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$166.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$893.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.20 with Wellpoint vs $961.35 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $185.20 | ↑ +11% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $185.20 | ↑ +11% |
| UPMC Health Plan | Medicare Advantage | $185.20 | ↑ +11% |
| United Healthcare | UHC Medicare Advantage | $185.20 | ↑ +11% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $185.20 | ↑ +11% |
| Aetna | Medicare Advantage | $185.20 | ↑ +11% |
| Mercy Care | Mercy Medicaid | $185.20 | ↑ +11% |
| Mercy Care | Mercy Care Advantage | $185.20 | ↑ +11% |
| Arizona Physicians IPA | Medicaid | $185.20 | ↑ +11% |
| Arizona Physicians IPA | Medicare Advantage | $185.20 | ↑ +11% |
| Kaiser Foundation Health Plan | Medicare Advantage | $185.20 | ↑ +11% |
| Banner Health | Medicare Advantage | $185.20 | ↑ +11% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $185.20 | ↑ +11% |
| Banner University Health Plan | University Care Advantage | $185.20 | ↑ +11% |
| Humana | Medicare Advantage | $185.20 | ↑ +11% |
| Health Net | Medicare | $185.20 | ↑ +11% |
| Health Net | Medicaid | $185.20 | ↑ +11% |
| Health Choice Arizona, Inc. | Medicare Advantage | $185.20 | ↑ +11% |
| Health Choice Arizona, Inc. | Medicaid | $185.20 | ↑ +11% |
| Gila River Health Care Corporation | Managed Care Program | $185.20 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $185.20 | ↑ +11% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $185.20 | ↑ +11% |
| Care 1st | Medicare Advantage | $185.20 | ↑ +11% |
| Aetna | Banner Employee Plans | $186.82 | ↑ +12% |
| Devoted Health Services | Medicare Advantage | $194.46 | ↑ +16% |
| Carelon | Medicare Advantage | $194.46 | ↑ +16% |
| Hospice of the Valley | Medicare | $194.60 | ↑ +17% |
| Gold Kidney Health Plan | Medicare Advantage | $203.72 | ↑ +22% |
| Arizona Priority Care | Medicare Advantage | $203.72 | ↑ +22% |
| NaphCare | Federal Prison System | $250.02 | ↑ +50% |
| Plotkin Health | Plotkin Health | $250.20 | ↑ +50% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $250.20 | ↑ +50% |
| Aetna | Qualified Health Plan | $251.87 | ↑ +51% |
| United Healthcare | Individual Exchange | $259.28 | ↑ +55% |
| Health Net | Commerical Exchange Product | $274.10 | ↑ +64% |
| Health Choice Arizona, Inc. | ACA Health Plan | $277.80 | ↑ +66% |
| Aetna | Medical Rental | $293.01 | ↑ +75% |
| Quiktrip Corporation | Commercial | $300.24 | ↑ +80% |
| Oscar Health Plan | Commercial | $305.58 | ↑ +83% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $325.03 | ↑ +95% |
| United Healthcare | UHC Doctor's Plan | $342.54 | ↑ +105% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $361.14 | ↑ +116% |
| United Healthcare | UHC Core | $378.72 | ↑ +127% |
| Arizona Medical Network | Commercial | $389.20 | ↑ +133% |
| United Healthcare | Commercial | $416.70 | ↑ +150% |
| Provider Network of America | Commercial | $417.00 | ↑ +150% |
| Aetna | Joint Venture | $621.90 | ↑ +272% |
| Aetna | Designated Group | $660.79 | ↑ +296% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $721.01 | ↑ +332% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $721.01 | ↑ +332% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $769.08 | ↑ +361% |
| Aetna | Broad Network | $777.47 | ↑ +366% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $807.53 | ↑ +384% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $961.35 | ↑ +476% |
| Blue Cross Blue Shield of Arizona | Commercial | $961.35 | ↑ +476% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $961.35 | ↑ +476% |
Visitor-reported prices
Comments
Cdna analysis for variants at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $249.15 | $185.20 – $417.00 |
| Arizona General Hospital Laveen | Phoenix | $306.18 | $111.12 – $901.35 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $983.65 | $1.33 – $190.76 |
| Mercy Gilbert Medical Center | Gilbert | $209.60 | $103.72 – $570.42 |
| Banner University Medical Center Tucson | Tucson | $184.68 | $185.20 – $444.80 |
| Banner University Medical Center South | Tucson | $129.96 | $185.20 – $444.80 |
| Banner Baywood Medical Center | Mesa | $194.67 | $185.20 – $417.00 |
| Banner Boswell Medical Center | Sun City | $202.71 | $185.20 – $444.80 |