Cath occl flo-rester 2.25x12mm cor internal vessel occluder at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$12,002.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$43,804.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,066.80 with Aetna vs $49,550.15 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $3,066.80 | ↓ -74% |
| Health Choice Arizona, Inc. | Medicaid | $3,296.81 | ↓ -73% |
| Health Net | Medicaid | $3,296.81 | ↓ -73% |
| Arizona Physicians IPA | Medicaid | $3,296.81 | ↓ -73% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,296.81 | ↓ -73% |
| Mercy Care | Mercy Medicaid | $3,296.81 | ↓ -73% |
| Aetna | Qualified Health Plan | $3,894.84 | ↓ -68% |
| Health Choice Arizona, Inc. | Medicare Advantage | $4,600.20 | ↓ -62% |
| Aetna | Banner Employee Plans | $5,152.22 | ↓ -57% |
| Hospice of the Valley | Medicare | $5,366.90 | ↓ -55% |
| Arizona Priority Care | Medicare Advantage | $6,133.60 | ↓ -49% |
| Plotkin Health | Plotkin Health | $6,900.30 | ↓ -43% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $6,900.30 | ↓ -43% |
| Aetna | Joint Venture | $6,992.30 | ↓ -42% |
| Aetna | Designated Group | $7,421.66 | ↓ -38% |
| United Healthcare | UHC Doctor's Plan | $7,436.99 | ↓ -38% |
| Health Choice Arizona, Inc. | ACA Health Plan | $7,667.00 | ↓ -36% |
| Health Net | Medicare | $7,667.00 | ↓ -36% |
| Oscar Health Plan | Commercial | $7,667.00 | ↓ -36% |
| United Healthcare | UHC Core | $7,774.34 | ↓ -35% |
| Aetna | Medical Rental | $8,081.02 | ↓ -33% |
| United Healthcare | Commercial | $8,188.36 | ↓ -32% |
| Quiktrip Corporation | Commercial | $8,280.36 | ↓ -31% |
| Health Net | Commerical Exchange Product | $8,280.36 | ↓ -31% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $8,403.03 | ↓ -30% |
| Aetna | Broad Network | $8,740.38 | ↓ -27% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $8,786.38 | ↓ -27% |
| Arizona Medical Network | Commercial | $10,733.80 | ↓ -11% |
| Provider Network of America | Commercial | $11,500.50 | ↓ -4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $37,162.61 | ↑ +210% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $37,162.61 | ↑ +210% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $39,640.12 | ↑ +230% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $41,621.81 | ↑ +247% |
| Blue Cross Blue Shield of Arizona | Commercial | $49,550.15 | ↑ +313% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $49,550.15 | ↑ +313% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $49,550.15 | ↑ +313% |
Visitor-reported prices
Comments
Cath occl flo-rester 2.25x12mm cor internal vessel occluder at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $12,527.94 | $3,066.80 – $14,458.02 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,517.84 | $803.18 – $5,737.00 |
| Mercy Gilbert Medical Center | Gilbert | $18,274.11 | $2,799.16 – $19,994.00 |
| Banner University Medical Center Tucson | Tucson | $12,878.38 | $3,066.80 – $31,705.50 |
| Banner University Medical Center South | Tucson | $9,264.83 | $3,066.80 – $22,331.36 |
| Banner Baywood Medical Center | Mesa | $8,936.29 | $3,066.80 – $37,162.61 |
| Banner Boswell Medical Center | Sun City | $10,775.78 | $3,066.80 – $28,376.22 |
| Banner Del Webb Medical Center | Sun City West | $8,542.04 | $3,066.80 – $14,458.02 |