Cardiolipin antibody iga at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$19.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$80.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.45 with Banner University Health Plan vs $116.60 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $25.45 | ↑ +30% |
| Health Net | Medicare | $25.45 | ↑ +30% |
| Aetna | Medicare Advantage | $25.45 | ↑ +30% |
| Arizona Physicians IPA | Medicaid | $25.45 | ↑ +30% |
| Arizona Physicians IPA | Medicare Advantage | $25.45 | ↑ +30% |
| Banner Health | Medicare Advantage | $25.45 | ↑ +30% |
| Health Net | Medicaid | $25.45 | ↑ +30% |
| Banner University Health Plan | University Care Advantage | $25.45 | ↑ +30% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $25.45 | ↑ +30% |
| Care 1st | Medicare Advantage | $25.45 | ↑ +30% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $25.45 | ↑ +30% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $25.45 | ↑ +30% |
| Gila River Health Care Corporation | Managed Care Program | $25.45 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicaid | $25.45 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $25.45 | ↑ +30% |
| Humana | Medicare Advantage | $25.45 | ↑ +30% |
| Kaiser Foundation Health Plan | Medicare Advantage | $25.45 | ↑ +30% |
| Mercy Care | Mercy Care Advantage | $25.45 | ↑ +30% |
| Mercy Care | Mercy Medicaid | $25.45 | ↑ +30% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $25.45 | ↑ +30% |
| United Healthcare | UHC Medicare Advantage | $25.45 | ↑ +30% |
| UPMC Health Plan | Medicare Advantage | $25.45 | ↑ +30% |
| Wellpoint | Medicare Advantage HMO | $25.45 | ↑ +30% |
| Devoted Health Services | Medicare Advantage | $26.72 | ↑ +36% |
| Carelon | Medicare Advantage | $26.72 | ↑ +36% |
| Aetna | Banner Employee Plans | $26.88 | ↑ +37% |
| Hospice of the Valley | Medicare | $28.00 | ↑ +43% |
| Arizona Priority Care | Medicare Advantage | $28.00 | ↑ +43% |
| Gold Kidney Health Plan | Medicare Advantage | $28.00 | ↑ +43% |
| NaphCare | Federal Prison System | $34.36 | ↑ +75% |
| Aetna | Qualified Health Plan | $34.61 | ↑ +77% |
| United Healthcare | Individual Exchange | $35.63 | ↑ +82% |
| Plotkin Health | Plotkin Health | $36.00 | ↑ +84% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $36.00 | ↑ +84% |
| Health Net | Commerical Exchange Product | $37.67 | ↑ +92% |
| Health Choice Arizona, Inc. | ACA Health Plan | $38.17 | ↑ +95% |
| Oscar Health Plan | Commercial | $41.99 | ↑ +114% |
| Aetna | Medical Rental | $42.16 | ↑ +115% |
| Quiktrip Corporation | Commercial | $43.20 | ↑ +120% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $44.66 | ↑ +128% |
| United Healthcare | UHC Doctor's Plan | $47.07 | ↑ +140% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $49.62 | ↑ +153% |
| United Healthcare | UHC Core | $52.04 | ↑ +166% |
| Arizona Medical Network | Commercial | $56.00 | ↑ +186% |
| United Healthcare | Commercial | $57.27 | ↑ +192% |
| Provider Network of America | Commercial | $60.00 | ↑ +206% |
| Aetna | Joint Venture | $85.46 | ↑ +336% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $87.45 | ↑ +346% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $87.45 | ↑ +346% |
| Aetna | Designated Group | $90.81 | ↑ +363% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $93.28 | ↑ +376% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $97.94 | ↑ +400% |
| Aetna | Broad Network | $106.84 | ↑ +445% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $116.60 | ↑ +495% |
| Blue Cross Blue Shield of Arizona | Commercial | $116.60 | ↑ +495% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $116.60 | ↑ +495% |
Visitor-reported prices
Comments
Cardiolipin antibody iga at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $15.20 | $25.45 – $60.00 |
| Arizona General Hospital Laveen | Phoenix | $57.94 | $14.84 – $123.89 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $111.93 | $10.69 – $80.58 |
| Mercy Gilbert Medical Center | Gilbert | $49.70 | $10.22 – $56.21 |
| Banner University Medical Center Tucson | Tucson | $17.20 | $25.45 – $64.00 |
| Banner University Medical Center South | Tucson | $10.88 | $25.45 – $64.00 |
| Banner Baywood Medical Center | Mesa | $13.44 | $25.45 – $60.00 |
| Banner Boswell Medical Center | Sun City | $14.64 | $25.45 – $64.00 |