Car outp meas drg cath chd at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$233.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$711.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$142.20 with Aetna vs $7,636.57 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $142.20 | ↓ -39% |
| Health Net | Medicaid | $152.87 | ↓ -35% |
| Mercy Care | Mercy Medicaid | $152.87 | ↓ -35% |
| Arizona Physicians IPA | Medicaid | $152.87 | ↓ -35% |
| Aetna | Qualified Health Plan | $180.59 | ↓ -23% |
| Health Choice Arizona, Inc. | Medicare Advantage | $213.30 | ↓ -9% |
| Hospice of the Valley | Medicare | $248.85 | ↑ +6% |
| Arizona Priority Care | Medicare Advantage | $284.40 | ↑ +22% |
| Plotkin Health | Plotkin Health | $319.95 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $319.95 | ↑ +37% |
| United Healthcare | UHC Doctor's Plan | $344.83 | ↑ +47% |
| Health Net | Medicare | $355.50 | ↑ +52% |
| Oscar Health Plan | Commercial | $355.50 | ↑ +52% |
| Health Choice Arizona, Inc. | ACA Health Plan | $355.50 | ↑ +52% |
| United Healthcare | UHC Core | $360.48 | ↑ +54% |
| Aetna | Medical Rental | $374.70 | ↑ +60% |
| United Healthcare | Commercial | $379.67 | ↑ +62% |
| Health Net | Commerical Exchange Product | $383.94 | ↑ +64% |
| Quiktrip Corporation | Commercial | $383.94 | ↑ +64% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $467.13 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $488.46 | ↑ +109% |
| Arizona Medical Network | Commercial | $497.70 | ↑ +113% |
| Provider Network of America | Commercial | $533.25 | ↑ +128% |
| Aetna | Banner Employee Plans | $936.00 | ↑ +300% |
| Aetna | Joint Venture | $3,617.00 | ↑ +1446% |
| Aetna | Designated Group | $3,843.00 | ↑ +1543% |
| Aetna | Broad Network | $4,521.00 | ↑ +1833% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $5,727.42 | ↑ +2348% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $5,727.42 | ↑ +2348% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $6,109.25 | ↑ +2512% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $6,414.67 | ↑ +2642% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $7,636.57 | ↑ +3165% |
| Blue Cross Blue Shield of Arizona | Commercial | $7,636.57 | ↑ +3165% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $7,636.57 | ↑ +3165% |
Visitor-reported prices
Comments
Car outp meas drg cath chd at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $208.32 | $142.20 – $2,228.24 |
| Banner Boswell Medical Center | Sun City | $172.06 | $142.20 – $4,373.28 |
| Banner Casa Grande Medical Center | Casa Grande | $208.32 | $142.20 – $3,354.11 |
| Banner Del Webb Medical Center | Sun City West | $114.47 | $142.20 – $2,228.24 |
| Banner Desert Medical Center | Mesa | $228.94 | $142.20 – $5,727.42 |
| Banner Gateway Medical Center | Gilbert | $245.05 | $142.20 – $5,727.42 |
| Banner Heart Hospital | Mesa | $203.35 | $126.56 – $4,802.83 |
| Banner Ocotillo Medical Center | Chandler | $288.67 | $142.20 – $5,727.42 |