Bundle his recording at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,830.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,564.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,947.40 with Hospice of the Valley vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hospice of the Valley | Medicare | $1,947.40 | ↑ +6% |
| Plotkin Health | Plotkin Health | $2,503.80 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,503.80 | ↑ +37% |
| United Healthcare | UHC Doctor's Plan | $2,698.54 | ↑ +47% |
| United Healthcare | UHC Core | $2,820.95 | ↑ +54% |
| Aetna | Medical Rental | $2,932.23 | ↑ +60% |
| United Healthcare | Commercial | $2,971.18 | ↑ +62% |
| Quiktrip Corporation | Commercial | $3,004.56 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $3,651.98 | ↑ +100% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,651.98 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3,655.55 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,822.47 | ↑ +109% |
| Arizona Medical Network | Commercial | $3,894.80 | ↑ +113% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,895.44 | ↑ +113% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,090.18 | ↑ +123% |
| Provider Network of America | Commercial | $4,173.00 | ↑ +128% |
| Health Net | Medicaid | $4,406.90 | ↑ +141% |
| Arizona Physicians IPA | Medicaid | $4,406.90 | ↑ +141% |
| Mercy Care | Mercy Medicaid | $4,406.90 | ↑ +141% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $4,406.90 | ↑ +141% |
| Health Choice Arizona, Inc. | Medicaid | $4,406.90 | ↑ +141% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4,869.30 | ↑ +166% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,869.30 | ↑ +166% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,869.30 | ↑ +166% |
| Wellpoint | Medicare Advantage HMO | $8,087.55 | ↑ +342% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $8,087.55 | ↑ +342% |
| Care 1st | Medicare Advantage | $8,087.55 | ↑ +342% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $8,087.55 | ↑ +342% |
| Gila River Health Care Corporation | Managed Care Program | $8,087.55 | ↑ +342% |
| Health Choice Arizona, Inc. | Medicare Advantage | $8,087.55 | ↑ +342% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $8,087.55 | ↑ +342% |
| Health Net | Medicare | $8,087.55 | ↑ +342% |
| Banner University Health Plan | University Care Advantage | $8,087.55 | ↑ +342% |
| Humana | Medicare Advantage | $8,087.55 | ↑ +342% |
| Kaiser Foundation Health Plan | Medicare Advantage | $8,087.55 | ↑ +342% |
| Mercy Care | Mercy Care Advantage | $8,087.55 | ↑ +342% |
| Banner Health | Medicare Advantage | $8,087.55 | ↑ +342% |
| Arizona Physicians IPA | Medicare Advantage | $8,087.55 | ↑ +342% |
| Aetna | Medicare Advantage | $8,087.55 | ↑ +342% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $8,087.55 | ↑ +342% |
| United Healthcare | UHC Medicare Advantage | $8,087.55 | ↑ +342% |
| UPMC Health Plan | Medicare Advantage | $8,087.55 | ↑ +342% |
| Devoted Health Services | Medicare Advantage | $8,491.93 | ↑ +364% |
| Carelon | Medicare Advantage | $8,491.93 | ↑ +364% |
| Arizona Priority Care | Medicare Advantage | $8,896.31 | ↑ +386% |
| Gold Kidney Health Plan | Medicare Advantage | $8,896.31 | ↑ +386% |
| NaphCare | Federal Prison System | $10,918.19 | ↑ +496% |
| Aetna | Qualified Health Plan | $10,999.07 | ↑ +501% |
| United Healthcare | Individual Exchange | $11,322.57 | ↑ +519% |
| Health Net | Commerical Exchange Product | $11,969.57 | ↑ +554% |
| Health Choice Arizona, Inc. | ACA Health Plan | $12,131.33 | ↑ +563% |
| Oscar Health Plan | Commercial | $13,344.46 | ↑ +629% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +727% |
| Aetna | Joint Venture | $34,658.00 | ↑ +1793% |
| Aetna | Designated Group | $36,824.00 | ↑ +1912% |
| Aetna | Broad Network | $43,322.00 | ↑ +2267% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Bundle his recording at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,630.25 | $1,420.79 – $13,344.46 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $4,396.44 | $131.70 – $9,092.11 |
| Mercy Gilbert Medical Center | Gilbert | $1,892.24 | $131.70 – $7,692.00 |
| Banner University Medical Center Tucson | Tucson | $1,483.58 | $1,974.35 – $13,344.46 |
| Banner Baywood Medical Center | Mesa | $550.84 | $1,947.40 – $13,344.46 |
| Banner Boswell Medical Center | Sun City | $1,346.49 | $1,947.40 – $13,344.46 |
| Banner Desert Medical Center | Mesa | $1,791.61 | $1,947.40 – $13,344.46 |
| Banner Heart Hospital | Mesa | $1,591.30 | $1,947.40 – $13,344.46 |