Brain image w/flow 4 + views at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$488.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,314.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$354.82 with Health Choice Arizona, Inc. vs $2,477.59 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice Arizona, Inc. | Medicaid | $354.82 | ↓ -27% |
| Mercy Care | Mercy Medicaid | $354.82 | ↓ -27% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $354.82 | ↓ -27% |
| Health Net | Medicaid | $354.82 | ↓ -27% |
| Arizona Physicians IPA | Medicaid | $354.82 | ↓ -27% |
| Aetna | Medicare Advantage | $573.70 | ↑ +18% |
| Mercy Care | Mercy Care Advantage | $573.70 | ↑ +18% |
| Arizona Physicians IPA | Medicare Advantage | $573.70 | ↑ +18% |
| Kaiser Foundation Health Plan | Medicare Advantage | $573.70 | ↑ +18% |
| Banner Health | Medicare Advantage | $573.70 | ↑ +18% |
| Banner University Health Plan | University Care Advantage | $573.70 | ↑ +18% |
| Humana | Medicare Advantage | $573.70 | ↑ +18% |
| Health Net | Medicare | $573.70 | ↑ +18% |
| Health Choice Arizona, Inc. | Medicare Advantage | $573.70 | ↑ +18% |
| Gila River Health Care Corporation | Managed Care Program | $573.70 | ↑ +18% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $573.70 | ↑ +18% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $573.70 | ↑ +18% |
| Wellpoint | Medicare Advantage HMO | $573.70 | ↑ +18% |
| Care 1st | Medicare Advantage | $573.70 | ↑ +18% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $573.70 | ↑ +18% |
| UPMC Health Plan | Medicare Advantage | $573.70 | ↑ +18% |
| United Healthcare | UHC Medicare Advantage | $573.70 | ↑ +18% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $573.70 | ↑ +18% |
| Devoted Health Services | Medicare Advantage | $602.38 | ↑ +23% |
| Carelon | Medicare Advantage | $602.38 | ↑ +23% |
| Gold Kidney Health Plan | Medicare Advantage | $631.07 | ↑ +29% |
| Arizona Priority Care | Medicare Advantage | $631.07 | ↑ +29% |
| NaphCare | Federal Prison System | $774.50 | ↑ +59% |
| Aetna | Banner Employee Plans | $777.50 | ↑ +59% |
| Aetna | Qualified Health Plan | $780.23 | ↑ +60% |
| United Healthcare | Individual Exchange | $803.18 | ↑ +65% |
| Hospice of the Valley | Medicare | $809.90 | ↑ +66% |
| Health Net | Commerical Exchange Product | $849.08 | ↑ +74% |
| Health Choice Arizona, Inc. | ACA Health Plan | $860.55 | ↑ +76% |
| Oscar Health Plan | Commercial | $946.61 | ↑ +94% |
| Plotkin Health | Plotkin Health | $1,041.30 | ↑ +113% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,041.30 | ↑ +113% |
| Aetna | Joint Venture | $1,069.07 | ↑ +119% |
| Aetna | Designated Group | $1,136.17 | ↑ +133% |
| Aetna | Medical Rental | $1,219.48 | ↑ +150% |
| Quiktrip Corporation | Commercial | $1,249.56 | ↑ +156% |
| Aetna | Broad Network | $1,335.18 | ↑ +173% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,450.82 | ↑ +197% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,450.82 | ↑ +197% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,520.30 | ↑ +211% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,547.54 | ↑ +217% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,589.72 | ↑ +226% |
| Arizona Medical Network | Commercial | $1,619.80 | ↑ +232% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,624.91 | ↑ +233% |
| Provider Network of America | Commercial | $1,735.50 | ↑ +255% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,934.43 | ↑ +296% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,934.43 | ↑ +296% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,934.43 | ↑ +296% |
| United Healthcare | UHC Doctor's Plan | $2,100.33 | ↑ +330% |
| United Healthcare | UHC Core | $2,288.79 | ↑ +369% |
| United Healthcare | Commercial | $2,477.59 | ↑ +407% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Brain image w/flow 4 + views at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $918.66 | $354.82 – $1,735.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,001.23 | $315.42 – $2,070.59 |
| Mercy Gilbert Medical Center | Gilbert | $670.60 | $315.42 – $2,099.02 |
| Banner University Medical Center Tucson | Tucson | $1,032.24 | $354.82 – $3,036.00 |
| Banner Baywood Medical Center | Mesa | $726.60 | $354.82 – $1,735.50 |
| Banner Boswell Medical Center | Sun City | $490.57 | $354.82 – $1,851.20 |
| Banner Casa Grande Medical Center | Casa Grande | $455.86 | $354.82 – $1,735.50 |
| Banner Del Webb Medical Center | Sun City West | $490.57 | $354.82 – $1,851.20 |