Brach/thor cath addl at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$227.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$589.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$117.80 with Aetna vs $6,483.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $117.80 | ↓ -48% |
| Mercy Care | Mercy Medicaid | $126.64 | ↓ -44% |
| Health Net | Medicaid | $126.64 | ↓ -44% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $126.64 | ↓ -44% |
| Health Choice Arizona, Inc. | Medicaid | $126.64 | ↓ -44% |
| Arizona Physicians IPA | Medicaid | $126.64 | ↓ -44% |
| Aetna | Qualified Health Plan | $149.61 | ↓ -34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $176.70 | ↓ -22% |
| Hospice of the Valley | Medicare | $206.15 | ↓ -10% |
| Arizona Priority Care | Medicare Advantage | $235.60 | ↑ +3% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $236.47 | ↑ +4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $236.47 | ↑ +4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $252.24 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $264.85 | ↑ +16% |
| Plotkin Health | Plotkin Health | $265.05 | ↑ +16% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $265.05 | ↑ +16% |
| Health Choice Arizona, Inc. | ACA Health Plan | $294.50 | ↑ +29% |
| Oscar Health Plan | Commercial | $294.50 | ↑ +29% |
| Health Net | Medicare | $294.50 | ↑ +29% |
| Aetna | Medical Rental | $310.40 | ↑ +36% |
| Blue Cross Blue Shield of Arizona | Commercial | $315.30 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $315.30 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $315.30 | ↑ +38% |
| Quiktrip Corporation | Commercial | $318.06 | ↑ +40% |
| Health Net | Commerical Exchange Product | $318.06 | ↑ +40% |
| Arizona Medical Network | Commercial | $412.30 | ↑ +81% |
| Provider Network of America | Commercial | $441.75 | ↑ +94% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +827% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +870% |
| United Healthcare | Commercial | $2,326.00 | ↑ +920% |
| Aetna | Banner Employee Plans | $2,633.00 | ↑ +1055% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +1663% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +1858% |
| Aetna | Joint Venture | $5,186.00 | ↑ +2175% |
| Aetna | Designated Group | $5,511.00 | ↑ +2318% |
| Aetna | Broad Network | $6,483.00 | ↑ +2744% |
Visitor-reported prices
Comments
Brach/thor cath addl at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $210.86 | $92.00 – $4,018.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $827.03 | $53.64 – $1,710.35 |
| Arizona General Hospital Laveen | Phoenix | not published | $53.64 – $148.30 |
| Mercy Gilbert Medical Center | Gilbert | $1,005.16 | $53.64 – $2,541.00 |
| Banner University Medical Center Tucson | Tucson | $128.86 | $71.00 – $2,041.00 |
| Banner University Medical Center South | Tucson | $187.08 | $71.00 – $2,041.00 |
| Banner Baywood Medical Center | Mesa | $201.44 | $117.80 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $170.22 | $117.80 – $4,018.00 |