Br punct aspir ea add, l at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$191.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$496.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$99.20 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $99.20 | ↓ -48% |
| Mercy Care | Mercy Medicaid | $118.24 | ↓ -38% |
| Health Net | Medicaid | $118.24 | ↓ -38% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $118.24 | ↓ -38% |
| Health Choice Arizona, Inc. | Medicaid | $118.24 | ↓ -38% |
| Arizona Physicians IPA | Medicaid | $118.24 | ↓ -38% |
| Aetna | Qualified Health Plan | $125.98 | ↓ -34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $148.80 | ↓ -22% |
| Hospice of the Valley | Medicare | $173.60 | ↓ -10% |
| Arizona Priority Care | Medicare Advantage | $198.40 | ↑ +3% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $223.20 | ↑ +16% |
| Plotkin Health | Plotkin Health | $223.20 | ↑ +16% |
| Oscar Health Plan | Commercial | $248.00 | ↑ +29% |
| Health Net | Medicare | $248.00 | ↑ +29% |
| Health Choice Arizona, Inc. | ACA Health Plan | $248.00 | ↑ +29% |
| Aetna | Medical Rental | $261.39 | ↑ +36% |
| Quiktrip Corporation | Commercial | $267.84 | ↑ +40% |
| Health Net | Commerical Exchange Product | $267.84 | ↑ +40% |
| Arizona Medical Network | Commercial | $347.20 | ↑ +81% |
| Provider Network of America | Commercial | $372.00 | ↑ +94% |
| Aetna | Banner Employee Plans | $1,170.00 | ↑ +510% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,220.21 | ↑ +536% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,220.21 | ↑ +536% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,301.56 | ↑ +578% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,366.63 | ↑ +612% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,626.95 | ↑ +748% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,626.95 | ↑ +748% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,626.95 | ↑ +748% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +1001% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +1051% |
| United Healthcare | Commercial | $2,326.00 | ↑ +1112% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +1993% |
| Aetna | Joint Venture | $4,405.00 | ↑ +2195% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +2226% |
| Aetna | Designated Group | $4,680.00 | ↑ +2338% |
| Aetna | Broad Network | $5,506.00 | ↑ +2768% |
Visitor-reported prices
Comments
Br punct aspir ea add, l at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $177.57 | $99.20 – $4,018.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $433.96 | $21.81 – $885.46 |
| Arizona General Hospital Laveen | Phoenix | not published | $21.81 – $765.22 |
| Banner University Medical Center Tucson | Tucson | $125.96 | $69.40 – $2,041.00 |
| Banner Baywood Medical Center | Mesa | $169.63 | $99.20 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $143.34 | $99.20 – $4,018.00 |
| Banner Casa Grande Medical Center | Casa Grande | $137.39 | $99.20 – $1,851.00 |
| Banner Del Webb Medical Center | Sun City West | $158.22 | $99.20 – $4,018.00 |