Anti-thymocyte glob (equine)(1:1000) intradermal test dose at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$469.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,191.56
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$838.31 with Aetna vs $29,664.62 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $838.31 | ↑ +79% |
| Aetna | Qualified Health Plan | $1,064.66 | ↑ +127% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,257.47 | ↑ +168% |
| Aetna | Banner Employee Plans | $1,408.36 | ↑ +200% |
| Hospice of the Valley | Medicare | $1,467.05 | ↑ +213% |
| Arizona Priority Care | Medicare Advantage | $1,676.62 | ↑ +257% |
| Aetna | Joint Venture | $1,773.03 | ↑ +278% |
| Aetna | Broad Network | $1,773.03 | ↑ +278% |
| Aetna | Designated Group | $1,773.03 | ↑ +278% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,886.20 | ↑ +302% |
| Plotkin Health | Plotkin Health | $1,886.20 | ↑ +302% |
| Oscar Health Plan | Commercial | $2,095.78 | ↑ +346% |
| Health Net | Medicare | $2,095.78 | ↑ +346% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,095.78 | ↑ +346% |
| Aetna | Medical Rental | $2,208.95 | ↑ +371% |
| Quiktrip Corporation | Commercial | $2,263.44 | ↑ +382% |
| Health Net | Commerical Exchange Product | $2,263.44 | ↑ +382% |
| Health Net | Medicaid | $2,873.17 | ↑ +512% |
| Arizona Physicians IPA | Medicaid | $2,873.17 | ↑ +512% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,873.17 | ↑ +512% |
| Mercy Care | Mercy Medicaid | $2,873.17 | ↑ +512% |
| Health Choice Arizona, Inc. | Medicaid | $2,873.17 | ↑ +512% |
| Arizona Medical Network | Commercial | $2,934.09 | ↑ +525% |
| Provider Network of America | Commercial | $3,143.67 | ↑ +570% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $7,444.47 | ↑ +1486% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $8,271.63 | ↑ +1662% |
| United Healthcare | UHC Doctor's Plan | $9,800.40 | ↑ +1988% |
| United Healthcare | UHC Core | $10,736.44 | ↑ +2187% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $22,248.47 | ↑ +4639% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $22,248.47 | ↑ +4639% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $23,731.70 | ↑ +4955% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $24,918.09 | ↑ +5208% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $29,664.62 | ↑ +6219% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $29,664.62 | ↑ +6219% |
| Blue Cross Blue Shield of Arizona | Commercial | $29,664.62 | ↑ +6219% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |