Anca screen with reflex to titer -quest at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.05 with Wellpoint vs $68.99 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $15.05 ↑ +12%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $15.05 ↑ +12%
UPMC Health Plan Medicare Advantage $15.05 ↑ +12%
United Healthcare UHC Medicare Advantage $15.05 ↑ +12%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $15.05 ↑ +12%
Aetna Medicare Advantage $15.05 ↑ +12%
Mercy Care Mercy Medicaid $15.05 ↑ +12%
Mercy Care Mercy Care Advantage $15.05 ↑ +12%
Arizona Physicians IPA Medicaid $15.05 ↑ +12%
Arizona Physicians IPA Medicare Advantage $15.05 ↑ +12%
Kaiser Foundation Health Plan Medicare Advantage $15.05 ↑ +12%
Banner Health Medicare Advantage $15.05 ↑ +12%
Banner University Health Plan AZ Medicaid - AHCCCS $15.05 ↑ +12%
Banner University Health Plan University Care Advantage $15.05 ↑ +12%
Humana Medicare Advantage $15.05 ↑ +12%
Health Net Medicare $15.05 ↑ +12%
Health Net Medicaid $15.05 ↑ +12%
Health Choice Arizona, Inc. Medicare Advantage $15.05 ↑ +12%
Health Choice Arizona, Inc. Medicaid $15.05 ↑ +12%
Gila River Health Care Corporation Managed Care Program $15.05 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Advantage $15.05 ↑ +12%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $15.05 ↑ +12%
Care 1st Medicare Advantage $15.05 ↑ +12%
Aetna Banner Employee Plans $15.46 ↑ +15%
Devoted Health Services Medicare Advantage $15.80 ↑ +17%
Carelon Medicare Advantage $15.80 ↑ +17%
Hospice of the Valley Medicare $16.10 ↑ +20%
Gold Kidney Health Plan Medicare Advantage $16.55 ↑ +23%
Arizona Priority Care Medicare Advantage $16.55 ↑ +23%
NaphCare Federal Prison System $20.32 ↑ +51%
Aetna Qualified Health Plan $20.47 ↑ +52%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $20.70 ↑ +54%
Plotkin Health Plotkin Health $20.70 ↑ +54%
United Healthcare Individual Exchange $21.07 ↑ +56%
Health Net Commerical Exchange Product $22.27 ↑ +65%
Health Choice Arizona, Inc. ACA Health Plan $22.57 ↑ +68%
Aetna Medical Rental $24.24 ↑ +80%
Oscar Health Plan Commercial $24.83 ↑ +84%
Quiktrip Corporation Commercial $24.84 ↑ +84%
Cigna Healthcare of Arizona, Inc. LocalFlex $26.41 ↑ +96%
United Healthcare UHC Doctor's Plan $27.84 ↑ +107%
Cigna Healthcare of Arizona, Inc. Commercial $29.34 ↑ +118%
United Healthcare UHC Core $30.77 ↑ +128%
Arizona Medical Network Commercial $32.20 ↑ +139%
United Healthcare Commercial $33.87 ↑ +151%
Provider Network of America Commercial $34.50 ↑ +156%
Aetna Joint Venture $50.54 ↑ +275%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $51.74 ↑ +284%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $51.74 ↑ +284%
Aetna Designated Group $53.70 ↑ +299%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $55.19 ↑ +310%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $57.95 ↑ +330%
Aetna Broad Network $63.18 ↑ +369%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $68.99 ↑ +412%
Blue Cross Blue Shield of Arizona Commercial $68.99 ↑ +412%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $68.99 ↑ +412%

Visitor-reported prices

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Anca screen with reflex to titer -quest at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $10.45 $15.05 – $34.50
Arizona General Hospital Laveen Phoenix $55.19 $9.03 – $196.90
St. Joseph’s Hospital and Medical Center Phoenix $22.92 $6.32 – $47.40
Mercy Gilbert Medical Center Gilbert $6.89 $3.92 – $21.56
Banner University Medical Center Tucson Tucson $11.82 $15.05 – $36.80
Banner University Medical Center South Tucson $7.48 $15.05 – $36.80
Banner Baywood Medical Center Mesa $9.24 $15.05 – $34.50
Banner Behavioral Health Hospital Scottsdale $32.22 $15.05 – $38.50

All Arizona hospitals for this procedure →