Allograft graftjacket 2x12cm-q4107-cost per sq cm at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$181.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$664.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$48.71 with Arizona Physicians IPA vs $669.44 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $48.71 | ↓ -73% |
| Aetna | Medicare Advantage | $67.60 | ↓ -63% |
| Aetna | Qualified Health Plan | $85.85 | ↓ -53% |
| Health Choice Arizona, Inc. | Medicare Advantage | $101.40 | ↓ -44% |
| Aetna | Banner Employee Plans | $113.57 | ↓ -38% |
| Hospice of the Valley | Medicare | $118.30 | ↓ -35% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $127.65 | ↓ -30% |
| Arizona Priority Care | Medicare Advantage | $135.20 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $141.83 | ↓ -22% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $152.10 | ↓ -16% |
| Plotkin Health | Plotkin Health | $152.10 | ↓ -16% |
| Aetna | Joint Venture | $154.13 | ↓ -15% |
| Aetna | Designated Group | $163.59 | ↓ -10% |
| United Healthcare | UHC Doctor's Plan | $163.93 | ↓ -10% |
| Oscar Health Plan | Commercial | $169.00 | ↓ -7% |
| Health Choice Arizona, Inc. | ACA Health Plan | $169.00 | ↓ -7% |
| Health Net | Medicare | $169.00 | ↓ -7% |
| United Healthcare | UHC Core | $171.37 | ↓ -6% |
| Aetna | Medical Rental | $178.13 | ↓ -2% |
| United Healthcare | Commercial | $180.49 | ↓ -1% |
| Health Net | Commerical Exchange Product | $182.52 | ↑ +0% |
| Quiktrip Corporation | Commercial | $182.52 | ↑ +0% |
| Aetna | Broad Network | $192.66 | ↑ +6% |
| Arizona Medical Network | Commercial | $236.60 | ↑ +30% |
| Provider Network of America | Commercial | $253.50 | ↑ +39% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $502.08 | ↑ +176% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $502.08 | ↑ +176% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $535.56 | ↑ +194% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $562.33 | ↑ +209% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $669.44 | ↑ +268% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $669.44 | ↑ +268% |
| Blue Cross Blue Shield of Arizona | Commercial | $669.44 | ↑ +268% |
Visitor-reported prices
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Allograft graftjacket 2x12cm-q4107-cost per sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $3,876.54 | $106.59 – $3,485.48 |
| Mercy Gilbert Medical Center | Gilbert | $8,648.63 | $106.59 – $7,279.58 |
| Chandler Regional Medical Center | Chandler | $9,422.08 | $106.59 – $7,941.36 |