Albumin, human 5 % intravenous solution at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$19.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$177.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.49 with Arizona Physicians IPA vs $133.35 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $8.49 ↓ -57%
Health Net Medicaid $8.49 ↓ -57%
Health Choice Arizona, Inc. Medicaid $8.49 ↓ -57%
Mercy Care Mercy Medicaid $8.49 ↓ -57%
Banner University Health Plan AZ Medicaid - AHCCCS $8.49 ↓ -57%
Aetna Banner Employee Plans $15.36 ↓ -23%
Aetna Broad Network $21.24 ↑ +7%
Aetna Joint Venture $21.24 ↑ +7%
Aetna Designated Group $21.24 ↑ +7%
Aetna Medicare Advantage $35.56 ↑ +79%
Aetna Qualified Health Plan $45.16 ↑ +127%
Cigna Healthcare of Arizona, Inc. LocalFlex $49.67 ↑ +149%
Health Choice Arizona, Inc. Medicare Advantage $53.34 ↑ +168%
Cigna Healthcare of Arizona, Inc. Commercial $55.19 ↑ +177%
Hospice of the Valley Medicare $62.23 ↑ +213%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $63.28 ↑ +218%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $63.28 ↑ +218%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $67.50 ↑ +239%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $70.87 ↑ +256%
Arizona Priority Care Medicare Advantage $71.12 ↑ +257%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $80.01 ↑ +302%
Plotkin Health Plotkin Health $80.01 ↑ +302%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $84.37 ↑ +324%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $84.37 ↑ +324%
Blue Cross Blue Shield of Arizona Commercial $84.37 ↑ +324%
Health Net Medicare $88.90 ↑ +347%
Health Choice Arizona, Inc. ACA Health Plan $88.90 ↑ +347%
Oscar Health Plan Commercial $88.90 ↑ +347%
Aetna Medical Rental $93.70 ↑ +371%
Health Net Commerical Exchange Product $96.01 ↑ +382%
Quiktrip Corporation Commercial $96.01 ↑ +382%
Arizona Medical Network Commercial $124.46 ↑ +525%
Provider Network of America Commercial $133.35 ↑ +570%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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Albumin, human 5 % intravenous solution at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $86.10 $8.70 – $269.50
Yavapai Regional Medical Center (East) Prescott $233.73 $8.70 – $299.25
Chandler Regional Medical Center Chandler $93.80 $8.70 – $294.00

All Arizona hospitals for this procedure →