_afb org id by sequencing rflx ast-sendout at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$94.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$347.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.00 with Arizona Physicians IPA vs $528.63 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $50.00 | ↓ -47% |
| Wellpoint | Medicare Advantage HMO | $115.36 | ↑ +23% |
| UPMC Health Plan | Medicare Advantage | $115.36 | ↑ +23% |
| United Healthcare | UHC Medicare Advantage | $115.36 | ↑ +23% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $115.36 | ↑ +23% |
| Aetna | Medicare Advantage | $115.36 | ↑ +23% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $115.36 | ↑ +23% |
| Humana | Medicare Advantage | $115.36 | ↑ +23% |
| Health Net | Medicare | $115.36 | ↑ +23% |
| Health Choice Arizona, Inc. | Medicare Advantage | $115.36 | ↑ +23% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $115.36 | ↑ +23% |
| Care 1st | Medicare Advantage | $115.36 | ↑ +23% |
| Gila River Health Care Corporation | Managed Care Program | $115.36 | ↑ +23% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $115.36 | ↑ +23% |
| Arizona Physicians IPA | Medicare Advantage | $115.36 | ↑ +23% |
| Banner Health | Medicare Advantage | $115.36 | ↑ +23% |
| Banner University Health Plan | University Care Advantage | $115.36 | ↑ +23% |
| Mercy Care | Mercy Care Advantage | $115.36 | ↑ +23% |
| Kaiser Foundation Health Plan | Medicare Advantage | $115.36 | ↑ +23% |
| Aetna | Banner Employee Plans | $116.59 | ↑ +24% |
| Carelon | Medicare Advantage | $121.13 | ↑ +29% |
| Devoted Health Services | Medicare Advantage | $121.13 | ↑ +29% |
| Hospice of the Valley | Medicare | $121.45 | ↑ +29% |
| Arizona Priority Care | Medicare Advantage | $126.90 | ↑ +35% |
| Gold Kidney Health Plan | Medicare Advantage | $126.90 | ↑ +35% |
| NaphCare | Federal Prison System | $155.74 | ↑ +66% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $156.15 | ↑ +66% |
| Plotkin Health | Plotkin Health | $156.15 | ↑ +66% |
| Aetna | Qualified Health Plan | $156.89 | ↑ +67% |
| United Healthcare | Individual Exchange | $161.50 | ↑ +72% |
| Health Net | Commerical Exchange Product | $170.73 | ↑ +82% |
| Health Choice Arizona, Inc. | ACA Health Plan | $173.04 | ↑ +84% |
| Aetna | Medical Rental | $182.87 | ↑ +94% |
| Quiktrip Corporation | Commercial | $187.38 | ↑ +99% |
| Oscar Health Plan | Commercial | $190.34 | ↑ +102% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $202.45 | ↑ +115% |
| United Healthcare | UHC Doctor's Plan | $213.37 | ↑ +127% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $224.94 | ↑ +139% |
| United Healthcare | UHC Core | $235.89 | ↑ +151% |
| Arizona Medical Network | Commercial | $242.90 | ↑ +158% |
| United Healthcare | Commercial | $259.56 | ↑ +176% |
| Provider Network of America | Commercial | $260.25 | ↑ +177% |
| Aetna | Joint Venture | $387.38 | ↑ +312% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $396.47 | ↑ +322% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $396.47 | ↑ +322% |
| Aetna | Designated Group | $411.60 | ↑ +338% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $422.91 | ↑ +350% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $444.05 | ↑ +372% |
| Aetna | Broad Network | $484.28 | ↑ +415% |
| Blue Cross Blue Shield of Arizona | Commercial | $528.63 | ↑ +462% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $528.63 | ↑ +462% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $528.63 | ↑ +462% |
Visitor-reported prices
Comments
_afb org id by sequencing rflx ast-sendout at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $76.69 | $50.00 – $260.25 |
| Arizona General Hospital Laveen | Phoenix | $300.22 | $69.21 – $561.40 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $227.68 | $48.45 – $364.19 |
| Mercy Gilbert Medical Center | Gilbert | $295.70 | $64.54 – $354.97 |
| Banner University Medical Center Tucson | Tucson | $81.20 | $50.00 – $277.60 |
| Banner University Medical Center South | Tucson | $61.42 | $50.00 – $277.60 |
| Banner Baywood Medical Center | Mesa | $201.61 | $50.00 – $260.25 |
| Banner Boswell Medical Center | Sun City | $63.15 | $50.00 – $277.60 |