Access & clsr pq fem art endogft dlvry w/img uni at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$2,213.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,719.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$824.11 with Arizona Physicians IPA vs $6,160.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $824.11 | ↓ -63% |
| Aetna | Medicare Advantage | $1,143.80 | ↓ -48% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -47% |
| Aetna | Qualified Health Plan | $1,452.63 | ↓ -34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,715.70 | ↓ -22% |
| Hospice of the Valley | Medicare | $2,001.65 | ↓ -10% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↓ -4% |
| United Healthcare | UHC Core | $2,210.00 | ↓ -0% |
| Arizona Priority Care | Medicare Advantage | $2,287.60 | ↑ +3% |
| United Healthcare | Commercial | $2,326.00 | ↑ +5% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,573.55 | ↑ +16% |
| Plotkin Health | Plotkin Health | $2,573.55 | ↑ +16% |
| Health Net | Medicare | $2,859.50 | ↑ +29% |
| Oscar Health Plan | Commercial | $2,859.50 | ↑ +29% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,859.50 | ↑ +29% |
| Aetna | Medical Rental | $3,013.91 | ↑ +36% |
| Health Net | Commerical Exchange Product | $3,088.26 | ↑ +40% |
| Quiktrip Corporation | Commercial | $3,088.26 | ↑ +40% |
| Arizona Medical Network | Commercial | $4,003.30 | ↑ +81% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +82% |
| Provider Network of America | Commercial | $4,289.25 | ↑ +94% |
| Aetna | Joint Venture | $4,405.00 | ↑ +99% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +102% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,620.72 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $4,620.72 | ↑ +109% |
| Aetna | Designated Group | $4,680.00 | ↑ +111% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $4,928.77 | ↑ +123% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $5,175.17 | ↑ +134% |
| Aetna | Broad Network | $5,506.00 | ↑ +149% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $6,160.96 | ↑ +178% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $6,160.96 | ↑ +178% |
| Blue Cross Blue Shield of Arizona | Commercial | $6,160.96 | ↑ +178% |
Visitor-reported prices
Comments
Access & clsr pq fem art endogft dlvry w/img uni at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $2,047.40 | $824.11 – $4,289.25 |
| Arizona General Hospital Laveen | Phoenix | not published | $124.81 – $2,897.78 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $124.81 – $3,353.06 |
| Banner Del Webb Medical Center | Sun City West | $1,824.36 | $824.11 – $4,575.20 |
| Banner Desert Medical Center | Mesa | $2,024.53 | $824.11 – $4,620.72 |
| Banner Thunderbird Medical Center | Glendale | $1,761.45 | $72.99 – $4,289.25 |
| Yavapai Regional Medical Center (East) | Prescott | $4,512.11 | $124.81 – $237.50 |
| Mercy Gilbert Medical Center | Gilbert | not published | $124.81 – $3,433.18 |