Ablation cryo pq liver tumor(s) at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$3,919.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,128.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,268.08 with Blue Cross Blue Shield of Arizona vs $18,309.21 with Oscar Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,268.08 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $3,268.08 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,485.96 | ↓ -11% |
| Hospice of the Valley | Medicare | $3,544.80 | ↓ -10% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $3,660.23 | ↓ -7% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,668.82 | ↓ -6% |
| Mercy Care | Mercy Medicaid | $3,668.82 | ↓ -6% |
| Arizona Physicians IPA | Medicaid | $3,668.82 | ↓ -6% |
| Health Net | Medicaid | $3,668.82 | ↓ -6% |
| Health Choice Arizona, Inc. | Medicaid | $3,668.82 | ↓ -6% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,357.45 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,357.45 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4,357.45 | ↑ +11% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4,557.60 | ↑ +16% |
| Plotkin Health | Plotkin Health | $4,557.60 | ↑ +16% |
| Aetna | Medical Rental | $5,337.46 | ↑ +36% |
| Quiktrip Corporation | Commercial | $5,469.12 | ↑ +40% |
| United Healthcare | UHC Doctor's Plan | $5,878.00 | ↑ +50% |
| Arizona Medical Network | Commercial | $7,089.60 | ↑ +81% |
| Provider Network of America | Commercial | $7,596.00 | ↑ +94% |
| United Healthcare | UHC Core | $8,965.00 | ↑ +129% |
| Aetna | Banner Employee Plans | $9,358.00 | ↑ +139% |
| United Healthcare | Commercial | $9,437.00 | ↑ +141% |
| Aetna | Joint Venture | $10,682.00 | ↑ +173% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $11,096.49 | ↑ +183% |
| Gila River Health Care Corporation | Managed Care Program | $11,096.49 | ↑ +183% |
| Wellpoint | Medicare Advantage HMO | $11,096.49 | ↑ +183% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $11,096.49 | ↑ +183% |
| Banner Health | Medicare Advantage | $11,096.49 | ↑ +183% |
| Care 1st | Medicare Advantage | $11,096.49 | ↑ +183% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $11,096.49 | ↑ +183% |
| Health Choice Arizona, Inc. | Medicare Advantage | $11,096.49 | ↑ +183% |
| Arizona Physicians IPA | Medicare Advantage | $11,096.49 | ↑ +183% |
| Health Net | Medicare | $11,096.49 | ↑ +183% |
| Humana | Medicare Advantage | $11,096.49 | ↑ +183% |
| Kaiser Foundation Health Plan | Medicare Advantage | $11,096.49 | ↑ +183% |
| Mercy Care | Mercy Care Advantage | $11,096.49 | ↑ +183% |
| Aetna | Medicare Advantage | $11,096.49 | ↑ +183% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $11,096.49 | ↑ +183% |
| United Healthcare | UHC Medicare Advantage | $11,096.49 | ↑ +183% |
| UPMC Health Plan | Medicare Advantage | $11,096.49 | ↑ +183% |
| Banner University Health Plan | University Care Advantage | $11,096.49 | ↑ +183% |
| Aetna | Designated Group | $11,349.00 | ↑ +190% |
| Carelon | Medicare Advantage | $11,651.31 | ↑ +197% |
| Devoted Health Services | Medicare Advantage | $11,651.31 | ↑ +197% |
| Arizona Priority Care | Medicare Advantage | $12,206.14 | ↑ +211% |
| Gold Kidney Health Plan | Medicare Advantage | $12,206.14 | ↑ +211% |
| Aetna | Broad Network | $13,352.00 | ↑ +241% |
| NaphCare | Federal Prison System | $14,980.26 | ↑ +282% |
| Aetna | Qualified Health Plan | $15,091.23 | ↑ +285% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $15,138.00 | ↑ +286% |
| United Healthcare | Individual Exchange | $15,535.09 | ↑ +296% |
| Health Net | Commerical Exchange Product | $16,422.81 | ↑ +319% |
| Health Choice Arizona, Inc. | ACA Health Plan | $16,644.74 | ↑ +325% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $16,820.00 | ↑ +329% |
| Oscar Health Plan | Commercial | $18,309.21 | ↑ +367% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Ablation cryo pq liver tumor(s) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $3,625.82 | $1,271.44 – $18,309.21 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $7,453.21 | $460.97 – $15,413.69 |
| Arizona General Hospital Laveen | Phoenix | not published | $460.97 – $11,429.39 |
| Banner University Medical Center Tucson | Tucson | $4,142.19 | $2,788.18 – $18,309.21 |
| Banner Baywood Medical Center | Mesa | $3,463.78 | $3,268.08 – $18,309.21 |
| Banner Boswell Medical Center | Sun City | $2,926.99 | $2,495.41 – $18,309.21 |
| Banner Desert Medical Center | Mesa | $3,585.31 | $3,268.08 – $18,309.21 |
| Banner Gateway Medical Center | Gilbert | $3,109.30 | $3,268.08 – $18,309.21 |