Abd/low ext cath 3rd at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$1,516.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,918.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$468.22 with Blue Cross Blue Shield of Arizona vs $6,483.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $468.22 | ↓ -69% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $468.22 | ↓ -69% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $499.44 | ↓ -67% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $524.40 | ↓ -65% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $624.29 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $624.29 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | Commercial | $624.29 | ↓ -59% |
| Aetna | Medicare Advantage | $783.60 | ↓ -48% |
| Mercy Care | Mercy Medicaid | $842.37 | ↓ -44% |
| Arizona Physicians IPA | Medicaid | $842.37 | ↓ -44% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $842.37 | ↓ -44% |
| Health Choice Arizona, Inc. | Medicaid | $842.37 | ↓ -44% |
| Health Net | Medicaid | $842.37 | ↓ -44% |
| Aetna | Qualified Health Plan | $995.17 | ↓ -34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,175.40 | ↓ -22% |
| Hospice of the Valley | Medicare | $1,371.30 | ↓ -10% |
| Arizona Priority Care | Medicare Advantage | $1,567.20 | ↑ +3% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,763.10 | ↑ +16% |
| Plotkin Health | Plotkin Health | $1,763.10 | ↑ +16% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,959.00 | ↑ +29% |
| Oscar Health Plan | Commercial | $1,959.00 | ↑ +29% |
| Health Net | Medicare | $1,959.00 | ↑ +29% |
| Aetna | Medical Rental | $2,064.79 | ↑ +36% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +39% |
| Health Net | Commerical Exchange Product | $2,115.72 | ↑ +40% |
| Quiktrip Corporation | Commercial | $2,115.72 | ↑ +40% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +46% |
| United Healthcare | Commercial | $2,326.00 | ↑ +53% |
| Aetna | Banner Employee Plans | $2,633.00 | ↑ +74% |
| Arizona Medical Network | Commercial | $2,742.60 | ↑ +81% |
| Provider Network of America | Commercial | $2,938.50 | ↑ +94% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +165% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +194% |
| Aetna | Joint Venture | $5,186.00 | ↑ +242% |
| Aetna | Designated Group | $5,511.00 | ↑ +263% |
| Aetna | Broad Network | $6,483.00 | ↑ +328% |
Visitor-reported prices
Comments
Abd/low ext cath 3rd at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,402.64 | $182.16 – $4,018.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,048.98 | $303.97 – $2,169.34 |
| Arizona General Hospital Laveen | Phoenix | not published | $293.63 – $303.97 |
| Mercy Gilbert Medical Center | Gilbert | $1,796.30 | $303.97 – $5,622.54 |
| Banner University Medical Center Tucson | Tucson | $1,139.09 | $399.46 – $2,510.40 |
| Banner University Medical Center South | Tucson | $1,653.73 | $281.36 – $2,510.40 |
| Banner Baywood Medical Center | Mesa | $1,339.96 | $468.22 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $1,132.30 | $357.52 – $4,018.00 |