3d recon without postprocess indpndt at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$175.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$440.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$62.76 with Blue Cross Blue Shield of Arizona vs $341.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $62.76 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $62.76 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $66.94 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $70.29 | ↓ -60% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $83.68 | ↓ -52% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $83.68 | ↓ -52% |
| Blue Cross Blue Shield of Arizona | Commercial | $83.68 | ↓ -52% |
| Aetna | Medicare Advantage | $88.00 | ↓ -50% |
| Health Net | Medicaid | $94.60 | ↓ -46% |
| Arizona Physicians IPA | Medicaid | $94.60 | ↓ -46% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $94.60 | ↓ -46% |
| Mercy Care | Mercy Medicaid | $94.60 | ↓ -46% |
| Health Choice Arizona, Inc. | Medicaid | $94.60 | ↓ -46% |
| Aetna | Qualified Health Plan | $111.76 | ↓ -36% |
| Health Choice Arizona, Inc. | Medicare Advantage | $132.00 | ↓ -25% |
| Hospice of the Valley | Medicare | $154.00 | ↓ -12% |
| Arizona Priority Care | Medicare Advantage | $176.00 | ↑ +1% |
| Plotkin Health | Plotkin Health | $198.00 | ↑ +13% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $198.00 | ↑ +13% |
| Aetna | Joint Venture | $203.28 | ↑ +16% |
| Aetna | Designated Group | $216.04 | ↑ +23% |
| Health Choice Arizona, Inc. | ACA Health Plan | $220.00 | ↑ +26% |
| Health Net | Medicare | $220.00 | ↑ +26% |
| Oscar Health Plan | Commercial | $220.00 | ↑ +26% |
| Aetna | Medical Rental | $231.88 | ↑ +32% |
| Quiktrip Corporation | Commercial | $237.60 | ↑ +36% |
| Health Net | Commerical Exchange Product | $237.60 | ↑ +36% |
| Aetna | Broad Network | $253.88 | ↑ +45% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $289.08 | ↑ +65% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $302.28 | ↑ +73% |
| Arizona Medical Network | Commercial | $308.00 | ↑ +76% |
| Provider Network of America | Commercial | $330.00 | ↑ +88% |
| Aetna | Banner Employee Plans | $341.00 | ↑ +95% |
Visitor-reported prices
Comments
3d recon without postprocess indpndt at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $153.56 | $24.42 – $330.00 |
| Arizona General Hospital Laveen | Phoenix | $286.71 | $26.11 – $1,022.89 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $467.95 | $26.11 – $1,134.00 |
| Mercy Gilbert Medical Center | Gilbert | $320.54 | $26.11 – $1,151.00 |
| Banner University Medical Center Tucson | Tucson | $96.24 | $31.39 – $231.20 |
| Banner University Medical Center South | Tucson | $81.21 | $31.39 – $231.20 |
| Banner Baywood Medical Center | Mesa | $140.80 | $62.76 – $330.00 |
| Banner Boswell Medical Center | Sun City | $65.12 | $47.92 – $352.00 |