St analysis behavior qualitative voice/resonance at Arizona General Hospital Laveen
7171 S 51st Ave, Phoenix, AZ · CommonSpirit Health · · NPI 1154748416
$125.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$550.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$116.23 with Health Choice vs $449.35 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $116.23 | ↓ -8% |
| United | Medicaid|All Plans | $116.23 | ↓ -8% |
| Mercy Care | Medicaid|All Plans | $116.23 | ↓ -8% |
| Coventry | Commercial|All Plans | $291.50 | ↑ +131% |
| BCBS - AZ | Commercial|Neighborhood | $330.08 | ↑ +162% |
| BCBS - AZ | Commercial|MaricopaFocus | $330.08 | ↑ +162% |
| Aetna | Commercial|All Other Plans | $373.03 | ↑ +196% |
| Aetna | Commercial|PPO | $373.03 | ↑ +196% |
| BCBS - AZ | Commercial|All Other Plans | $440.04 | ↑ +249% |
| Multiplan | Commercial|All Plans | $449.35 | ↑ +257% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $93.39 | $81.00 – $424.50 |
| Banner Estrella Medical Center | Phoenix | $62.26 | $81.00 – $526.35 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $210.10 | $104.50 – $434.50 |
| Banner University Medical Center Tucson | Tucson | $119.76 | $81.00 – $449.06 |
| Banner University Medical Center South | Tucson | $68.04 | $81.00 – $372.80 |
| Banner Baywood Medical Center | Mesa | $112.07 | $81.00 – $526.35 |
| Banner Boswell Medical Center | Sun City | $100.75 | $81.00 – $452.80 |
| Banner Casa Grande Medical Center | Casa Grande | $43.58 | $81.00 – $424.50 |