X-ray ribs 2 views left at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$126.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$239.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.65 with Health Net vs $215.10 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $58.65 ↓ -54%
Mercy Care Mercy Medicaid $58.65 ↓ -54%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↓ -54%
Health Choice Arizona, Inc. Medicaid $58.65 ↓ -54%
Arizona Physicians IPA Medicaid $58.65 ↓ -54%
Aetna Banner Employee Plans $97.27 ↓ -23%
Arizona Physicians IPA Medicare Advantage $97.99 ↓ -23%
Gila River Health Care Corporation Managed Care Program $97.99 ↓ -23%
United Healthcare UHC Medicare Advantage $97.99 ↓ -23%
UPMC Health Plan Medicare Advantage $97.99 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Advantage $97.99 ↓ -23%
Banner University Health Plan Medicare Advantage $97.99 ↓ -23%
Mercy Care Mercy Care Advantage $97.99 ↓ -23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $97.99 ↓ -23%
Aetna Medicare Advantage $97.99 ↓ -23%
Banner Health Medicare Advantage $97.99 ↓ -23%
Health Choice Arizona, Inc. Medicare Advantage $97.99 ↓ -23%
Kaiser Foundation Health Plan Medicare Advantage $97.99 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $97.99 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN Tricare $97.99 ↓ -23%
Health Net Medicare $97.99 ↓ -23%
Wellpoint Medicare Advantage HMO $97.99 ↓ -23%
Care 1st Medicare Advantage $97.99 ↓ -23%
Carelon Medicare Advantage $102.89 ↓ -19%
Humana Medicare Advantage $103.87 ↓ -18%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $107.55 ↓ -15%
Plotkin Health Plotkin Health $107.55 ↓ -15%
Gold Kidney Health Plan Medicare Advantage $107.79 ↓ -15%
Arizona Priority Care Medicare Advantage $107.79 ↓ -15%
Devoted Health Services Medicare Advantage $107.79 ↓ -15%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $108.99 ↓ -14%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $116.26 ↓ -8%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $122.07 ↓ -4%
Aetna Joint Venture $126.67 ↑ +0%
Aetna Aetna Qualified Health Plan $133.36 ↑ +5%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $138.80 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $139.81 ↑ +10%
Health Net Commerical Exchange Product $145.03 ↑ +14%
Blue Cross Blue Shield of Arizona Commercial $145.32 ↑ +15%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $145.32 ↑ +15%
Aetna Medical Rental $153.68 ↑ +21%
Aetna Broad Network $158.22 ↑ +25%
United Healthcare UHC Individual Exchange $160.13 ↑ +26%
Oscar Health Plan Commercial $161.68 ↑ +28%
Quiktrip Corporation Commercial $167.30 ↑ +32%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $190.24 ↑ +50%
Provider Network of America Commercial $215.10 ↑ +70%
Arizona Medical Network Commercial $215.10 ↑ +70%

Visitor-reported prices

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X-ray ribs 2 views left at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $81.50 $41.09 – $347.17
Banner University Medical Center Tucson Tucson $132.30 $58.65 – $409.57
Banner University Medical Center South Tucson $135.83 $58.65 – $409.57
Banner Baywood Medical Center Mesa $83.23 $57.80 – $347.17
Banner Behavioral Health Hospital Scottsdale $169.32 $32.74 – $202.30
Banner Boswell Medical Center Sun City $70.52 $57.80 – $347.17
Banner Casa Grande Medical Center Casa Grande $62.13 $57.80 – $333.39
Banner Del Webb Medical Center Sun City West $67.34 $41.09 – $347.17

All Arizona hospitals for this procedure →