X-ray knee 3 views (both sides) at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$135.15

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$255.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.65 with Health Net vs $229.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $58.65 ↓ -57%
Mercy Care Mercy Medicaid $58.65 ↓ -57%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↓ -57%
Health Choice Arizona, Inc. Medicaid $58.65 ↓ -57%
Arizona Physicians IPA Medicaid $58.65 ↓ -57%
Aetna Banner Employee Plans $103.78 ↓ -23%
Arizona Physicians IPA Medicare Advantage $104.55 ↓ -23%
Gila River Health Care Corporation Managed Care Program $104.55 ↓ -23%
United Healthcare UHC Medicare Advantage $104.55 ↓ -23%
UPMC Health Plan Medicare Advantage $104.55 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Advantage $104.55 ↓ -23%
Banner University Health Plan Medicare Advantage $104.55 ↓ -23%
Mercy Care Mercy Care Advantage $104.55 ↓ -23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $104.55 ↓ -23%
Aetna Medicare Advantage $104.55 ↓ -23%
Banner Health Medicare Advantage $104.55 ↓ -23%
Health Choice Arizona, Inc. Medicare Advantage $104.55 ↓ -23%
Kaiser Foundation Health Plan Medicare Advantage $104.55 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $104.55 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN Tricare $104.55 ↓ -23%
Health Net Medicare $104.55 ↓ -23%
Wellpoint Medicare Advantage HMO $104.55 ↓ -23%
Care 1st Medicare Advantage $104.55 ↓ -23%
Carelon Medicare Advantage $109.78 ↓ -19%
Humana Medicare Advantage $110.82 ↓ -18%
Plotkin Health Plotkin Health $114.75 ↓ -15%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $114.75 ↓ -15%
Devoted Health Services Medicare Advantage $115.00 ↓ -15%
Arizona Priority Care Medicare Advantage $115.00 ↓ -15%
Gold Kidney Health Plan Medicare Advantage $115.00 ↓ -15%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $132.47 ↓ -2%
Aetna Joint Venture $135.15 ↑ +0%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $141.30 ↑ +5%
Aetna Aetna Qualified Health Plan $142.29 ↑ +5%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $148.37 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $149.18 ↑ +10%
Health Net Commerical Exchange Product $154.73 ↑ +14%
Aetna Medical Rental $163.97 ↑ +21%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $168.70 ↑ +25%
Aetna Broad Network $168.81 ↑ +25%
United Healthcare UHC Individual Exchange $170.85 ↑ +26%
Oscar Health Plan Commercial $172.51 ↑ +28%
Blue Cross Blue Shield of Arizona Commercial $176.63 ↑ +31%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $176.63 ↑ +31%
Quiktrip Corporation Commercial $178.50 ↑ +32%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $202.98 ↑ +50%
Arizona Medical Network Commercial $229.50 ↑ +70%
Provider Network of America Commercial $229.50 ↑ +70%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray knee 3 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $112.80 $49.94 – $347.17
Banner University Medical Center Tucson Tucson $151.20 $58.65 – $409.57
Banner University Medical Center South Tucson $155.23 $58.65 – $409.57
Banner Baywood Medical Center Mesa $115.20 $58.65 – $347.17
Banner Behavioral Health Hospital Scottsdale $234.35 $39.80 – $280.00
Banner Boswell Medical Center Sun City $97.60 $58.65 – $347.17
Banner Casa Grande Medical Center Casa Grande $86.00 $58.65 – $333.39
Banner Del Webb Medical Center Sun City West $93.20 $49.94 – $347.17

All Arizona hospitals for this procedure →