X-ray femur >=2 views (both sides) at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$132.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.65 with Health Net vs $225.00 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $58.65 ↓ -56%
Mercy Care Mercy Medicaid $58.65 ↓ -56%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↓ -56%
Health Choice Arizona, Inc. Medicaid $58.65 ↓ -56%
Arizona Physicians IPA Medicaid $58.65 ↓ -56%
Aetna Banner Employee Plans $101.75 ↓ -23%
Arizona Physicians IPA Medicare Advantage $102.50 ↓ -23%
Gila River Health Care Corporation Managed Care Program $102.50 ↓ -23%
United Healthcare UHC Medicare Advantage $102.50 ↓ -23%
UPMC Health Plan Medicare Advantage $102.50 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Advantage $102.50 ↓ -23%
Banner University Health Plan Medicare Advantage $102.50 ↓ -23%
Mercy Care Mercy Care Advantage $102.50 ↓ -23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $102.50 ↓ -23%
Aetna Medicare Advantage $102.50 ↓ -23%
Banner Health Medicare Advantage $102.50 ↓ -23%
Health Choice Arizona, Inc. Medicare Advantage $102.50 ↓ -23%
Kaiser Foundation Health Plan Medicare Advantage $102.50 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $102.50 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN Tricare $102.50 ↓ -23%
Health Net Medicare $102.50 ↓ -23%
Wellpoint Medicare Advantage HMO $102.50 ↓ -23%
Care 1st Medicare Advantage $102.50 ↓ -23%
Carelon Medicare Advantage $107.62 ↓ -19%
Humana Medicare Advantage $108.65 ↓ -18%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $111.73 ↓ -16%
Plotkin Health Plotkin Health $112.50 ↓ -15%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $112.50 ↓ -15%
Devoted Health Services Medicare Advantage $112.75 ↓ -15%
Gold Kidney Health Plan Medicare Advantage $112.75 ↓ -15%
Arizona Priority Care Medicare Advantage $112.75 ↓ -15%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $119.17 ↓ -10%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $125.13 ↓ -6%
Aetna Joint Venture $132.50 ↑ +0%
Aetna Aetna Qualified Health Plan $139.50 ↑ +5%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $142.28 ↑ +7%
Health Choice Arizona, Inc. ACA Health Plan $146.25 ↑ +10%
Blue Cross Blue Shield of Arizona Commercial $148.97 ↑ +12%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $148.97 ↑ +12%
Health Net Commerical Exchange Product $151.70 ↑ +14%
Aetna Medical Rental $160.75 ↑ +21%
Aetna Broad Network $165.50 ↑ +25%
United Healthcare UHC Individual Exchange $167.50 ↑ +26%
Oscar Health Plan Commercial $169.12 ↑ +28%
Quiktrip Corporation Commercial $175.00 ↑ +32%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $199.00 ↑ +50%
Provider Network of America Commercial $225.00 ↑ +70%
Arizona Medical Network Commercial $225.00 ↑ +70%

Visitor-reported prices

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X-ray femur >=2 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $104.34 $42.12 – $347.17
Banner University Medical Center Tucson Tucson $132.30 $58.65 – $409.57
Banner University Medical Center South Tucson $135.83 $58.65 – $409.57
Banner Baywood Medical Center Mesa $106.56 $58.65 – $347.17
Banner Boswell Medical Center Sun City $90.28 $58.65 – $347.17
Banner Casa Grande Medical Center Casa Grande $79.55 $58.65 – $333.39
Banner Del Webb Medical Center Sun City West $86.21 $42.12 – $347.17
Banner Desert Medical Center Mesa $103.60 $58.65 – $347.17

All Arizona hospitals for this procedure →