Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$441.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$917.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$375.97 with Arizona Physicians IPA vs $1,569.14 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicare Advantage $375.97 ↓ -15%
Gila River Health Care Corporation Managed Care Program $375.97 ↓ -15%
United Healthcare UHC Medicare Advantage $375.97 ↓ -15%
UPMC Health Plan Medicare Advantage $375.97 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $375.97 ↓ -15%
Banner University Health Plan Medicare Advantage $375.97 ↓ -15%
Mercy Care Mercy Care Advantage $375.97 ↓ -15%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $375.97 ↓ -15%
Aetna Medicare Advantage $375.97 ↓ -15%
Banner Health Medicare Advantage $375.97 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $375.97 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $375.97 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $375.97 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN Tricare $375.97 ↓ -15%
Health Net Medicare $375.97 ↓ -15%
Wellpoint Medicare Advantage HMO $375.97 ↓ -15%
Care 1st Medicare Advantage $375.97 ↓ -15%
Carelon Medicare Advantage $394.77 ↓ -10%
Humana Medicare Advantage $398.53 ↓ -10%
Plotkin Health Plotkin Health $412.65 ↓ -6%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $412.65 ↓ -6%
Devoted Health Services Medicare Advantage $413.57 ↓ -6%
Arizona Priority Care Medicare Advantage $413.57 ↓ -6%
Gold Kidney Health Plan Medicare Advantage $413.57 ↓ -6%
Mercy Care Mercy Medicaid $460.08 ↑ +4%
Health Choice Arizona, Inc. Medicaid $460.08 ↑ +4%
Arizona Physicians IPA Medicaid $460.08 ↑ +4%
Banner University Health Plan AZ Medicaid - AHCCCS $460.08 ↑ +4%
Health Net Medicaid $460.08 ↑ +4%
Aetna Aetna Qualified Health Plan $511.69 ↑ +16%
Health Choice Arizona, Inc. ACA Health Plan $536.45 ↑ +22%
Health Net Commerical Exchange Product $556.44 ↑ +26%
Aetna Medical Rental $589.63 ↑ +34%
United Healthcare UHC Individual Exchange $614.39 ↑ +39%
Oscar Health Plan Commercial $620.35 ↑ +41%
Quiktrip Corporation Commercial $641.90 ↑ +46%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $729.93 ↑ +65%
Arizona Medical Network Commercial $825.30 ↑ +87%
Provider Network of America Commercial $825.30 ↑ +87%
Aetna Banner Employee Plans $1,170.00 ↑ +165%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,176.86 ↑ +167%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,255.32 ↑ +185%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,318.08 ↑ +199%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $1,498.74 ↑ +240%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,569.14 ↑ +256%
Blue Cross Blue Shield of Arizona Commercial $1,569.14 ↑ +256%
Aetna Joint Venture not published by hospital
Aetna Broad Network not published by hospital

Visitor-reported prices

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Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $658.05 $88.69 – $2,059.75
Banner University Medical Center Phoenix Phoenix $1,562.17 $443.64 – $1,374.00
Banner University Medical Center Tucson Tucson $441.04 $425.25 – $1,217.87
Banner University Medical Center South Tucson $640.31 $425.25 – $1,217.87
Banner Baywood Medical Center Mesa $626.54 $460.08 – $4,018.00
Banner Boswell Medical Center Sun City $529.45 $460.08 – $1,465.60
Banner Casa Grande Medical Center Casa Grande $507.46 $460.08 – $1,374.00
Banner Del Webb Medical Center Sun City West $584.41 $443.64 – $1,465.60

All Arizona hospitals for this procedure →