Sleep study attended at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$1,448.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$353.64 with Health Net vs $3,336.59 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $353.64 | ↓ -76% |
| Mercy Care | Mercy Medicaid | $353.64 | ↓ -76% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $353.64 | ↓ -76% |
| Health Choice Arizona, Inc. | Medicaid | $353.64 | ↓ -76% |
| Arizona Physicians IPA | Medicaid | $353.64 | ↓ -76% |
| Aetna | Banner Employee Plans | $663.00 | ↓ -54% |
| Arizona Physicians IPA | Medicare Advantage | $889.29 | ↓ -39% |
| Gila River Health Care Corporation | Managed Care Program | $889.29 | ↓ -39% |
| United Healthcare | UHC Medicare Advantage | $889.29 | ↓ -39% |
| UPMC Health Plan | Medicare Advantage | $889.29 | ↓ -39% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $889.29 | ↓ -39% |
| Banner University Health Plan | Medicare Advantage | $889.29 | ↓ -39% |
| Mercy Care | Mercy Care Advantage | $889.29 | ↓ -39% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $889.29 | ↓ -39% |
| Aetna | Medicare Advantage | $889.29 | ↓ -39% |
| Banner Health | Medicare Advantage | $889.29 | ↓ -39% |
| Health Choice Arizona, Inc. | Medicare Advantage | $889.29 | ↓ -39% |
| Kaiser Foundation Health Plan | Medicare Advantage | $889.29 | ↓ -39% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $889.29 | ↓ -39% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $889.29 | ↓ -39% |
| Health Net | Medicare | $889.29 | ↓ -39% |
| Wellpoint | Medicare Advantage HMO | $889.29 | ↓ -39% |
| Care 1st | Medicare Advantage | $889.29 | ↓ -39% |
| Carelon | Medicare Advantage | $933.75 | ↓ -36% |
| Humana | Medicare Advantage | $942.65 | ↓ -35% |
| Plotkin Health | Plotkin Health | $976.05 | ↓ -33% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $976.05 | ↓ -33% |
| Gold Kidney Health Plan | Medicare Advantage | $978.22 | ↓ -32% |
| Arizona Priority Care | Medicare Advantage | $978.22 | ↓ -32% |
| Devoted Health Services | Medicare Advantage | $978.22 | ↓ -32% |
| Aetna | Joint Venture | $1,149.57 | ↓ -21% |
| Aetna | Aetna Qualified Health Plan | $1,210.30 | ↓ -16% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,268.87 | ↓ -12% |
| Health Net | Commerical Exchange Product | $1,316.15 | ↓ -9% |
| Aetna | Medical Rental | $1,394.67 | ↓ -4% |
| Aetna | Broad Network | $1,435.88 | ↓ -1% |
| United Healthcare | UHC Individual Exchange | $1,453.23 | ↑ +0% |
| Oscar Health Plan | Commercial | $1,467.33 | ↑ +1% |
| Quiktrip Corporation | Commercial | $1,518.30 | ↑ +5% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $1,726.52 | ↑ +19% |
| Arizona Medical Network | Commercial | $1,952.10 | ↑ +35% |
| Provider Network of America | Commercial | $1,952.10 | ↑ +35% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,502.44 | ↑ +73% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,669.27 | ↑ +84% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,802.72 | ↑ +94% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $3,186.88 | ↑ +120% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,336.59 | ↑ +130% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,336.59 | ↑ +130% |
Visitor-reported prices
Comments
Sleep study attended at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,147.18 | $353.64 – $2,034.00 |
| Banner University Medical Center Tucson | Tucson | $1,182.43 | $353.64 – $1,735.20 |
| Banner Desert Medical Center | Mesa | $1,407.53 | $353.64 – $2,034.00 |
| Banner Page Hospital | Page | $1,884.84 | $342.28 – $2,060.55 |
| Yavapai Regional Medical Center (East) | Prescott | $594.35 | $429.50 – $680.85 |