healthcosts.net
Skin Biopsy at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$103.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$182.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$74.07 with Aetna vs $293.25 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $74.07 | ↓ -29% |
| UPMC Health Plan | Medicare Advantage | $74.62 | ↓ -28% |
| Gila River Health Care Corporation | Managed Care Program | $74.62 | ↓ -28% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $74.62 | ↓ -28% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $74.62 | ↓ -28% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $74.62 | ↓ -28% |
| Health Choice Arizona, Inc. | Medicare Advantage | $74.62 | ↓ -28% |
| Banner University Health Plan | Medicare Advantage | $74.62 | ↓ -28% |
| United Healthcare | UHC Medicare Advantage | $74.62 | ↓ -28% |
| Aetna | Medicare Advantage | $74.62 | ↓ -28% |
| Health Net | Medicare | $74.62 | ↓ -28% |
| Wellpoint | Medicare Advantage HMO | $74.62 | ↓ -28% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $74.62 | ↓ -28% |
| Mercy Care | Mercy Care Advantage | $74.62 | ↓ -28% |
| Arizona Physicians IPA | Medicare Advantage | $74.62 | ↓ -28% |
| Banner Health | Medicare Advantage | $74.62 | ↓ -28% |
| Care 1st | Medicare Advantage | $74.62 | ↓ -28% |
| Kaiser Foundation Health Plan | Medicare Advantage | $74.62 | ↓ -28% |
| Carelon | Medicare Advantage | $78.35 | ↓ -25% |
| Humana | Medicare Advantage | $79.10 | ↓ -24% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $81.90 | ↓ -21% |
| Plotkin Health | Plotkin Health | $81.90 | ↓ -21% |
| Gold Kidney Health Plan | Medicare Advantage | $82.08 | ↓ -21% |
| Arizona Priority Care | Medicare Advantage | $82.08 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $82.08 | ↓ -21% |
| Aetna | Joint Venture | $96.46 | ↓ -7% |
| Aetna | Aetna Qualified Health Plan | $101.56 | ↓ -2% |
| Health Choice Arizona, Inc. | ACA Health Plan | $106.47 | ↑ +2% |
| Health Net | Commerical Exchange Product | $110.44 | ↑ +6% |
| Aetna | Medical Rental | $117.03 | ↑ +13% |
| Aetna | Broad Network | $120.48 | ↑ +16% |
| United Healthcare | UHC Individual Exchange | $121.94 | ↑ +17% |
| Oscar Health Plan | Commercial | $123.12 | ↑ +18% |
| Quiktrip Corporation | Commercial | $127.40 | ↑ +23% |
| Mercy Care | Mercy Medicaid | $130.17 | ↑ +25% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $130.17 | ↑ +25% |
| Health Net | Medicaid | $130.17 | ↑ +25% |
| Health Choice Arizona, Inc. | Medicaid | $130.17 | ↑ +25% |
| Arizona Physicians IPA | Medicaid | $130.17 | ↑ +25% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $144.87 | ↑ +39% |
| Arizona Medical Network | Commercial | $163.80 | ↑ +58% |
| Provider Network of America | Commercial | $163.80 | ↑ +58% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $219.94 | ↑ +112% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $234.60 | ↑ +126% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $246.33 | ↑ +137% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $280.09 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | Commercial | $293.25 | ↑ +182% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $293.25 | ↑ +182% |
Visitor-reported prices
Comments
Skin Biopsy at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $205.13 | $82.91 – $349.44 |
| Banner Baywood Medical Center | Mesa | $152.06 | $130.17 – $349.44 |
| Banner Boswell Medical Center | Sun City | $95.50 | $130.17 – $349.44 |
| Banner Casa Grande Medical Center | Casa Grande | $178.20 | $124.80 – $317.67 |
| Banner Gateway Medical Center | Gilbert | $121.57 | $130.17 – $349.44 |
| Banner Heart Hospital | Mesa | $112.07 | $130.17 – $349.44 |