MRI breast without cont bi at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$831.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.84 with Health Net vs $1,323.90 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $166.84 ↓ -80%
Mercy Care Mercy Medicaid $166.84 ↓ -80%
Banner University Health Plan AZ Medicaid - AHCCCS $166.84 ↓ -80%
Health Choice Arizona, Inc. Medicaid $166.84 ↓ -80%
Arizona Physicians IPA Medicaid $166.84 ↓ -80%
Aetna Banner Employee Plans $598.70 ↓ -28%
Arizona Physicians IPA Medicare Advantage $603.11 ↓ -27%
Gila River Health Care Corporation Managed Care Program $603.11 ↓ -27%
United Healthcare UHC Medicare Advantage $603.11 ↓ -27%
UPMC Health Plan Medicare Advantage $603.11 ↓ -27%
Blue Cross Blue Shield of Arizona Medicare Advantage $603.11 ↓ -27%
Banner University Health Plan Medicare Advantage $603.11 ↓ -27%
Mercy Care Mercy Care Advantage $603.11 ↓ -27%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $603.11 ↓ -27%
Aetna Medicare Advantage $603.11 ↓ -27%
Banner Health Medicare Advantage $603.11 ↓ -27%
Health Choice Arizona, Inc. Medicare Advantage $603.11 ↓ -27%
Kaiser Foundation Health Plan Medicare Advantage $603.11 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $603.11 ↓ -27%
TriWest Healthcare Alliance Corp - VA CCN Tricare $603.11 ↓ -27%
Health Net Medicare $603.11 ↓ -27%
Wellpoint Medicare Advantage HMO $603.11 ↓ -27%
Care 1st Medicare Advantage $603.11 ↓ -27%
Carelon Medicare Advantage $633.27 ↓ -24%
Humana Medicare Advantage $639.30 ↓ -23%
Plotkin Health Plotkin Health $661.95 ↓ -20%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $661.95 ↓ -20%
Gold Kidney Health Plan Medicare Advantage $663.42 ↓ -20%
Arizona Priority Care Medicare Advantage $663.42 ↓ -20%
Devoted Health Services Medicare Advantage $663.42 ↓ -20%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $720.05 ↓ -13%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $768.05 ↓ -8%
Aetna Joint Venture $779.63 ↓ -6%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $806.45 ↓ -3%
Aetna Aetna Qualified Health Plan $820.82 ↓ -1%
Health Choice Arizona, Inc. ACA Health Plan $860.53 ↑ +4%
Health Net Commerical Exchange Product $892.60 ↑ +7%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $916.98 ↑ +10%
Aetna Medical Rental $945.85 ↑ +14%
Blue Cross Blue Shield of Arizona Commercial $960.06 ↑ +16%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $960.06 ↑ +16%
Aetna Broad Network $973.80 ↑ +17%
United Healthcare UHC Individual Exchange $985.57 ↑ +19%
Oscar Health Plan Commercial $995.13 ↑ +20%
Quiktrip Corporation Commercial $1,029.70 ↑ +24%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,170.92 ↑ +41%
Arizona Medical Network Commercial $1,323.90 ↑ +59%
Provider Network of America Commercial $1,323.90 ↑ +59%

Visitor-reported prices

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MRI breast without cont bi at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $1,255.34 $236.38 – $3,929.31
Banner University Medical Center Phoenix Phoenix $559.87 $166.84 – $2,187.00
Banner University Medical Center Tucson Tucson $419.58 $166.84 – $1,814.40
Banner University Medical Center South Tucson $358.34 $166.84 – $1,814.40
Banner Baywood Medical Center Mesa $516.13 $166.84 – $2,187.00
Banner Boswell Medical Center Sun City $428.65 $166.84 – $2,332.80
Banner Del Webb Medical Center Sun City West $431.57 $166.84 – $2,332.80
Banner Desert Medical Center Mesa $705.67 $166.84 – $2,187.00

All Arizona hospitals for this procedure →