Middle cerebral artery echo at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$308.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$501.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.00 with Mercy Care vs $450.90 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $79.00 ↓ -74%
Arizona Physicians IPA Medicaid $79.00 ↓ -74%
Health Net Medicaid $79.00 ↓ -74%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -74%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -74%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $158.00 ↓ -49%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $168.53 ↓ -45%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $176.96 ↓ -43%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $201.21 ↓ -35%
Aetna Banner Employee Plans $203.91 ↓ -34%
Arizona Physicians IPA Medicare Advantage $205.41 ↓ -33%
Gila River Health Care Corporation Managed Care Program $205.41 ↓ -33%
United Healthcare UHC Medicare Advantage $205.41 ↓ -33%
UPMC Health Plan Medicare Advantage $205.41 ↓ -33%
Blue Cross Blue Shield of Arizona Medicare Advantage $205.41 ↓ -33%
Banner University Health Plan Medicare Advantage $205.41 ↓ -33%
Mercy Care Mercy Care Advantage $205.41 ↓ -33%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $205.41 ↓ -33%
Aetna Medicare Advantage $205.41 ↓ -33%
Banner Health Medicare Advantage $205.41 ↓ -33%
Health Choice Arizona, Inc. Medicare Advantage $205.41 ↓ -33%
Kaiser Foundation Health Plan Medicare Advantage $205.41 ↓ -33%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $205.41 ↓ -33%
TriWest Healthcare Alliance Corp - VA CCN Tricare $205.41 ↓ -33%
Health Net Medicare $205.41 ↓ -33%
Wellpoint Medicare Advantage HMO $205.41 ↓ -33%
Care 1st Medicare Advantage $205.41 ↓ -33%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $210.66 ↓ -32%
Blue Cross Blue Shield of Arizona Commercial $210.66 ↓ -32%
Carelon Medicare Advantage $215.68 ↓ -30%
Humana Medicare Advantage $217.73 ↓ -29%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $225.45 ↓ -27%
Plotkin Health Plotkin Health $225.45 ↓ -27%
Gold Kidney Health Plan Medicare Advantage $225.95 ↓ -27%
Devoted Health Services Medicare Advantage $225.95 ↓ -27%
Arizona Priority Care Medicare Advantage $225.95 ↓ -27%
Aetna Joint Venture $265.53 ↓ -14%
Aetna Aetna Qualified Health Plan $279.56 ↓ -9%
Health Choice Arizona, Inc. ACA Health Plan $293.08 ↓ -5%
Health Net Commerical Exchange Product $304.01 ↓ -1%
Aetna Medical Rental $322.14 ↑ +4%
Aetna Broad Network $331.66 ↑ +7%
United Healthcare UHC Individual Exchange $335.67 ↑ +9%
Oscar Health Plan Commercial $338.93 ↑ +10%
Quiktrip Corporation Commercial $350.70 ↑ +14%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $398.80 ↑ +29%
Provider Network of America Commercial $450.90 ↑ +46%
Arizona Medical Network Commercial $450.90 ↑ +46%

Visitor-reported prices

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Middle cerebral artery echo at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $124.48 $70.84 – $389.62
Banner University Medical Center Phoenix Phoenix $139.25 $59.56 – $299.25
Banner Baywood Medical Center Mesa $127.68 $79.00 – $299.25
Banner Desert Medical Center Mesa $173.17 $79.00 – $299.25
Banner Ironwood Medical Center San Tan Valley $167.58 $79.00 – $299.25
Banner Estrella Medical Center Phoenix $158.80 $79.00 – $299.25
Banner Gateway Medical Center Gilbert $138.05 $79.00 – $299.25
Banner Goldfield Medical Center Apache Junction $71.02 $79.00 – $299.25

All Arizona hospitals for this procedure →