Manipulation chest wall demonstration/evaluation subsequent at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$44.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$91.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.04 with Aetna vs $154.30 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $37.04 ↓ -17%
Gila River Health Care Corporation Managed Care Program $37.31 ↓ -17%
Arizona Physicians IPA Medicare Advantage $37.31 ↓ -17%
United Healthcare UHC Medicare Advantage $37.31 ↓ -17%
UPMC Health Plan Medicare Advantage $37.31 ↓ -17%
Blue Cross Blue Shield of Arizona Medicare Advantage $37.31 ↓ -17%
Banner University Health Plan Medicare Advantage $37.31 ↓ -17%
Mercy Care Mercy Care Advantage $37.31 ↓ -17%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $37.31 ↓ -17%
Aetna Medicare Advantage $37.31 ↓ -17%
Banner Health Medicare Advantage $37.31 ↓ -17%
Health Choice Arizona, Inc. Medicare Advantage $37.31 ↓ -17%
Kaiser Foundation Health Plan Medicare Advantage $37.31 ↓ -17%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $37.31 ↓ -17%
TriWest Healthcare Alliance Corp - VA CCN Tricare $37.31 ↓ -17%
Health Net Medicare $37.31 ↓ -17%
Wellpoint Medicare Advantage HMO $37.31 ↓ -17%
Care 1st Medicare Advantage $37.31 ↓ -17%
Carelon Medicare Advantage $39.18 ↓ -13%
Humana Medicare Advantage $39.55 ↓ -12%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $40.95 ↓ -9%
Plotkin Health Plotkin Health $40.95 ↓ -9%
Arizona Priority Care Medicare Advantage $41.04 ↓ -9%
Gold Kidney Health Plan Medicare Advantage $41.04 ↓ -9%
Devoted Health Services Medicare Advantage $41.04 ↓ -9%
Aetna Joint Venture $48.23 ↑ +8%
Aetna Aetna Qualified Health Plan $50.78 ↑ +13%
Health Choice Arizona, Inc. ACA Health Plan $53.23 ↑ +19%
Health Net Commerical Exchange Product $55.22 ↑ +23%
Aetna Medical Rental $58.51 ↑ +30%
Aetna Broad Network $60.24 ↑ +34%
United Healthcare UHC Individual Exchange $60.97 ↑ +36%
Oscar Health Plan Commercial $61.56 ↑ +37%
Quiktrip Corporation Commercial $63.70 ↑ +42%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $72.44 ↑ +61%
Mercy Care Mercy Medicaid $81.16 ↑ +81%
Health Choice Arizona, Inc. Medicaid $81.16 ↑ +81%
Arizona Physicians IPA Medicaid $81.16 ↑ +81%
Banner University Health Plan AZ Medicaid - AHCCCS $81.16 ↑ +81%
Health Net Medicaid $81.16 ↑ +81%
Arizona Medical Network Commercial $81.90 ↑ +83%
Provider Network of America Commercial $81.90 ↑ +83%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $115.73 ↑ +158%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $123.44 ↑ +175%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $129.62 ↑ +189%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $147.38 ↑ +229%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $154.30 ↑ +244%
Blue Cross Blue Shield of Arizona Commercial $154.30 ↑ +244%

Visitor-reported prices

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Manipulation chest wall demonstration/evaluation subsequent at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $73.80 $41.13 – $231.00
Banner University Medical Center Phoenix Phoenix $58.20 $43.63 – $226.68
Banner University Medical Center Tucson Tucson $51.04 $80.92 – $226.68
Banner University Medical Center South Tucson $51.04 $67.38 – $226.68
Banner Baywood Medical Center Mesa $69.30 $81.16 – $226.68
Banner Boswell Medical Center Sun City $61.80 $81.16 – $240.00
Banner Casa Grande Medical Center Casa Grande $55.20 $65.67 – $225.00
Banner Del Webb Medical Center Sun City West $60.00 $43.63 – $240.00

All Arizona hospitals for this procedure →