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Lower Back (Lumbar Spine) CT scan (with and without contrast) at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$656.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,298.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$129.45 with Mercy Care vs $1,168.20 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $129.45 | ↓ -80% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $129.45 | ↓ -80% |
| Health Net | Medicaid | $129.45 | ↓ -80% |
| Health Choice Arizona, Inc. | Medicaid | $129.45 | ↓ -80% |
| Arizona Physicians IPA | Medicaid | $129.45 | ↓ -80% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -48% |
| UPMC Health Plan | Medicare Advantage | $532.18 | ↓ -19% |
| Gila River Health Care Corporation | Managed Care Program | $532.18 | ↓ -19% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $532.18 | ↓ -19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $532.18 | ↓ -19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $532.18 | ↓ -19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $532.18 | ↓ -19% |
| Banner University Health Plan | Medicare Advantage | $532.18 | ↓ -19% |
| United Healthcare | UHC Medicare Advantage | $532.18 | ↓ -19% |
| Aetna | Medicare Advantage | $532.18 | ↓ -19% |
| Health Net | Medicare | $532.18 | ↓ -19% |
| Wellpoint | Medicare Advantage HMO | $532.18 | ↓ -19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $532.18 | ↓ -19% |
| Mercy Care | Mercy Care Advantage | $532.18 | ↓ -19% |
| Arizona Physicians IPA | Medicare Advantage | $532.18 | ↓ -19% |
| Banner Health | Medicare Advantage | $532.18 | ↓ -19% |
| Care 1st | Medicare Advantage | $532.18 | ↓ -19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $532.18 | ↓ -19% |
| Carelon | Medicare Advantage | $558.79 | ↓ -15% |
| Humana | Medicare Advantage | $564.11 | ↓ -14% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $584.10 | ↓ -11% |
| Plotkin Health | Plotkin Health | $584.10 | ↓ -11% |
| Gold Kidney Health Plan | Medicare Advantage | $585.40 | ↓ -11% |
| Arizona Priority Care | Medicare Advantage | $585.40 | ↓ -11% |
| Devoted Health Services | Medicare Advantage | $585.40 | ↓ -11% |
| Aetna | Joint Venture | $687.94 | ↑ +5% |
| Aetna | Aetna Qualified Health Plan | $724.28 | ↑ +10% |
| Health Choice Arizona, Inc. | ACA Health Plan | $759.33 | ↑ +16% |
| Health Net | Commerical Exchange Product | $787.63 | ↑ +20% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $791.11 | ↑ +20% |
| Aetna | Medical Rental | $834.61 | ↑ +27% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $843.85 | ↑ +28% |
| Aetna | Broad Network | $859.28 | ↑ +31% |
| United Healthcare | UHC Individual Exchange | $869.66 | ↑ +32% |
| Oscar Health Plan | Commercial | $878.10 | ↑ +34% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $886.04 | ↑ +35% |
| Quiktrip Corporation | Commercial | $908.60 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $1,007.49 | ↑ +53% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $1,033.21 | ↑ +57% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,054.82 | ↑ +61% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,054.82 | ↑ +61% |
| Arizona Medical Network | Commercial | $1,168.20 | ↑ +78% |
| Provider Network of America | Commercial | $1,168.20 | ↑ +78% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $645.74 | $129.45 – $2,917.50 |
| Banner University Medical Center South | Tucson | $399.92 | $129.45 – $2,519.20 |
| Banner University Medical Center Tucson | Tucson | $409.37 | $129.45 – $2,519.20 |
| Banner Baywood Medical Center | Mesa | $610.73 | $129.45 – $2,917.50 |
| Banner Casa Grande Medical Center | Casa Grande | $641.85 | $129.45 – $2,917.50 |
| Banner Boswell Medical Center | Sun City | $618.51 | $129.45 – $3,112.00 |
| Banner Del Webb Medical Center | Sun City West | $680.75 | $129.45 – $3,112.00 |
| Banner Desert Medical Center | Mesa | $758.55 | $129.45 – $2,917.50 |