Kit hfx iq ipg bundle at Banner Payson Medical Center
807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340
$55,299.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$109,504.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,452.99 with Health Net vs $109,009.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $1,452.99 | ↓ -97% |
| Mercy Care | Mercy Medicaid | $1,452.99 | ↓ -97% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,452.99 | ↓ -97% |
| Health Choice Arizona, Inc. | Medicaid | $1,452.99 | ↓ -97% |
| Arizona Physicians IPA | Medicaid | $1,452.99 | ↓ -97% |
| Aetna | Banner Employee Plans | $2,484.74 | ↓ -96% |
| Arizona Physicians IPA | Medicare Advantage | $2,503.05 | ↓ -95% |
| Gila River Health Care Corporation | Managed Care Program | $2,503.05 | ↓ -95% |
| United Healthcare | UHC Medicare Advantage | $2,503.05 | ↓ -95% |
| UPMC Health Plan | Medicare Advantage | $2,503.05 | ↓ -95% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $2,503.05 | ↓ -95% |
| Banner University Health Plan | Medicare Advantage | $2,503.05 | ↓ -95% |
| Mercy Care | Mercy Care Advantage | $2,503.05 | ↓ -95% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan/PPO Medicare Advantage Plan | $2,503.05 | ↓ -95% |
| Aetna | Medicare Advantage | $2,503.05 | ↓ -95% |
| Banner Health | Medicare Advantage | $2,503.05 | ↓ -95% |
| Health Choice Arizona, Inc. | Medicare Advantage | $2,503.05 | ↓ -95% |
| Kaiser Foundation Health Plan | Medicare Advantage | $2,503.05 | ↓ -95% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $2,503.05 | ↓ -95% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | $2,503.05 | ↓ -95% |
| Health Net | Medicare | $2,503.05 | ↓ -95% |
| Wellpoint | Medicare Advantage HMO | $2,503.05 | ↓ -95% |
| Care 1st | Medicare Advantage | $2,503.05 | ↓ -95% |
| Carelon | Medicare Advantage | $2,628.20 | ↓ -95% |
| Humana | Medicare Advantage | $2,653.23 | ↓ -95% |
| Plotkin Health | Plotkin Health | $2,747.25 | ↓ -95% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,747.25 | ↓ -95% |
| Gold Kidney Health Plan | Medicare Advantage | $2,753.36 | ↓ -95% |
| Arizona Priority Care | Medicare Advantage | $2,753.36 | ↓ -95% |
| Devoted Health Services | Medicare Advantage | $2,753.36 | ↓ -95% |
| Aetna | Joint Venture | $3,235.65 | ↓ -94% |
| Aetna | Aetna Qualified Health Plan | $3,406.59 | ↓ -94% |
| Health Choice Arizona, Inc. | ACA Health Plan | $3,571.43 | ↓ -94% |
| Health Net | Commerical Exchange Product | $3,704.51 | ↓ -93% |
| Aetna | Medical Rental | $3,925.51 | ↓ -93% |
| Aetna | Broad Network | $4,041.51 | ↓ -93% |
| United Healthcare | UHC Individual Exchange | $4,090.35 | ↓ -93% |
| Oscar Health Plan | Commercial | $4,130.03 | ↓ -93% |
| Quiktrip Corporation | Commercial | $4,273.50 | ↓ -92% |
| Cigna Healthcare of Arizona, Inc. | Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan | $4,859.58 | ↓ -91% |
| Arizona Medical Network | Commercial | $5,494.50 | ↓ -90% |
| Provider Network of America | Commercial | $5,494.50 | ↓ -90% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $81,756.75 | ↑ +48% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $87,207.20 | ↑ +58% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $91,567.23 | ↑ +66% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Medicare | $104,118.00 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | Commercial | $109,009.00 | ↑ +97% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $109,009.00 | ↑ +97% |
Visitor-reported prices
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Kit hfx iq ipg bundle at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $58,508.64 | $601.58 – $4,297.00 |
| Banner University Medical Center Phoenix | Phoenix | $31,318.14 | $1,221.00 – $30,820.00 |
| Banner University Medical Center Tucson | Tucson | $32,194.18 | $1,221.00 – $67,586.25 |
| Banner Desert Medical Center | Mesa | $28,909.06 | $1,221.00 – $79,219.12 |
| Banner Estrella Medical Center | Phoenix | $30,004.10 | $1,221.00 – $79,219.12 |
| Banner Ocotillo Medical Center | Chandler | $8,677.91 | $1,221.00 – $79,219.12 |
| Banner Thunderbird Medical Center | Glendale | $28,799.55 | $72.99 – $30,820.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $26,221.63 | $280.56 – $2,004.00 |