Generator emblem MRI sicd subq at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$52,890.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$109,504.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,424.40 with Health Net vs $61,826.00 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $10,424.40 ↓ -80%
Mercy Care Mercy Medicaid $10,424.40 ↓ -80%
Banner University Health Plan AZ Medicaid - AHCCCS $10,424.40 ↓ -80%
Health Choice Arizona, Inc. Medicaid $10,424.40 ↓ -80%
Arizona Physicians IPA Medicaid $10,424.40 ↓ -80%
Aetna Banner Employee Plans $17,826.60 ↓ -66%
Arizona Physicians IPA Medicare Advantage $17,958.00 ↓ -66%
Gila River Health Care Corporation Managed Care Program $17,958.00 ↓ -66%
United Healthcare UHC Medicare Advantage $17,958.00 ↓ -66%
UPMC Health Plan Medicare Advantage $17,958.00 ↓ -66%
Blue Cross Blue Shield of Arizona Medicare Advantage $17,958.00 ↓ -66%
Banner University Health Plan Medicare Advantage $17,958.00 ↓ -66%
Mercy Care Mercy Care Advantage $17,958.00 ↓ -66%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $17,958.00 ↓ -66%
Aetna Medicare Advantage $17,958.00 ↓ -66%
Banner Health Medicare Advantage $17,958.00 ↓ -66%
Health Choice Arizona, Inc. Medicare Advantage $17,958.00 ↓ -66%
Kaiser Foundation Health Plan Medicare Advantage $17,958.00 ↓ -66%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $17,958.00 ↓ -66%
TriWest Healthcare Alliance Corp - VA CCN Tricare $17,958.00 ↓ -66%
Health Net Medicare $17,958.00 ↓ -66%
Wellpoint Medicare Advantage HMO $17,958.00 ↓ -66%
Care 1st Medicare Advantage $17,958.00 ↓ -66%
Carelon Medicare Advantage $18,855.90 ↓ -64%
Humana Medicare Advantage $19,035.48 ↓ -64%
Plotkin Health Plotkin Health $19,710.00 ↓ -63%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $19,710.00 ↓ -63%
Gold Kidney Health Plan Medicare Advantage $19,753.80 ↓ -63%
Arizona Priority Care Medicare Advantage $19,753.80 ↓ -63%
Devoted Health Services Medicare Advantage $19,753.80 ↓ -63%
Aetna Joint Venture $23,214.00 ↓ -56%
Aetna Aetna Qualified Health Plan $24,440.40 ↓ -54%
Health Choice Arizona, Inc. ACA Health Plan $25,623.00 ↓ -52%
Health Net Commerical Exchange Product $26,577.84 ↓ -50%
Aetna Medical Rental $28,163.40 ↓ -47%
Aetna Broad Network $28,995.60 ↓ -45%
United Healthcare UHC Individual Exchange $29,346.00 ↓ -45%
Oscar Health Plan Commercial $29,630.70 ↓ -44%
Quiktrip Corporation Commercial $30,660.00 ↓ -42%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $34,864.80 ↓ -34%
Arizona Medical Network Commercial $39,420.00 ↓ -25%
Provider Network of America Commercial $39,420.00 ↓ -25%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $46,369.50 ↓ -12%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $49,460.80 ↓ -6%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $51,933.65 ↓ -2%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $59,052.00 ↑ +12%
Blue Cross Blue Shield of Arizona Commercial $61,826.00 ↑ +17%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $61,826.00 ↑ +17%

Visitor-reported prices

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Generator emblem MRI sicd subq at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $33,364.25 $5,221.16 – $33,383.00
Banner University Medical Center Phoenix Phoenix $33,179.71 $8,760.00 – $32,850.00
Banner University Medical Center Tucson Tucson $27,485.50 $8,760.00 – $38,332.50
Banner University Medical Center South Tucson $18,396.67 $8,760.00 – $35,040.00
Banner Baywood Medical Center Mesa $27,601.58 $8,760.00 – $44,930.25
Banner Boswell Medical Center Sun City $30,442.11 $8,760.00 – $35,040.00
Banner Del Webb Medical Center Sun City West $35,588.80 $8,760.00 – $35,040.00
Banner Desert Medical Center Mesa $34,274.75 $8,760.00 – $44,930.25

All Arizona hospitals for this procedure →