Echo exam of fetal heart at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$202.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$329.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$79.00 with Health Net vs $296.10 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Health Net Medicaid $79.00 ↓ -61%
Mercy Care Mercy Medicaid $79.00 ↓ -61%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -61%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -61%
Arizona Physicians IPA Medicaid $79.00 ↓ -61%
Aetna Banner Employee Plans $133.90 ↓ -34%
Arizona Physicians IPA Medicare Advantage $134.89 ↓ -33%
Gila River Health Care Corporation Managed Care Program $134.89 ↓ -33%
United Healthcare UHC Medicare Advantage $134.89 ↓ -33%
UPMC Health Plan Medicare Advantage $134.89 ↓ -33%
Blue Cross Blue Shield of Arizona Medicare Advantage $134.89 ↓ -33%
Banner University Health Plan Medicare Advantage $134.89 ↓ -33%
Mercy Care Mercy Care Advantage $134.89 ↓ -33%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $134.89 ↓ -33%
Aetna Medicare Advantage $134.89 ↓ -33%
Banner Health Medicare Advantage $134.89 ↓ -33%
Health Choice Arizona, Inc. Medicare Advantage $134.89 ↓ -33%
Kaiser Foundation Health Plan Medicare Advantage $134.89 ↓ -33%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $134.89 ↓ -33%
TriWest Healthcare Alliance Corp - VA CCN Tricare $134.89 ↓ -33%
Health Net Medicare $134.89 ↓ -33%
Wellpoint Medicare Advantage HMO $134.89 ↓ -33%
Care 1st Medicare Advantage $134.89 ↓ -33%
Carelon Medicare Advantage $141.63 ↓ -30%
Humana Medicare Advantage $142.98 ↓ -29%
Plotkin Health Plotkin Health $148.05 ↓ -27%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $148.05 ↓ -27%
Devoted Health Services Medicare Advantage $148.38 ↓ -27%
Arizona Priority Care Medicare Advantage $148.38 ↓ -27%
Gold Kidney Health Plan Medicare Advantage $148.38 ↓ -27%
Aetna Joint Venture $174.37 ↓ -14%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $176.69 ↓ -13%
Aetna Aetna Qualified Health Plan $183.58 ↓ -9%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $188.47 ↓ -7%
Health Choice Arizona, Inc. ACA Health Plan $192.47 ↓ -5%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $197.89 ↓ -2%
Health Net Commerical Exchange Product $199.64 ↓ -1%
Aetna Medical Rental $211.55 ↑ +4%
Aetna Broad Network $217.80 ↑ +7%
United Healthcare UHC Individual Exchange $220.43 ↑ +9%
Oscar Health Plan Commercial $222.57 ↑ +10%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $225.02 ↑ +11%
Quiktrip Corporation Commercial $230.30 ↑ +14%
Blue Cross Blue Shield of Arizona Commercial $235.59 ↑ +16%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $235.59 ↑ +16%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $261.88 ↑ +29%
Arizona Medical Network Commercial $296.10 ↑ +46%
Provider Network of America Commercial $296.10 ↑ +46%

Visitor-reported prices

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Echo exam of fetal heart at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $268.03 $66.61 – $576.00
Banner Baywood Medical Center Mesa $245.76 $79.00 – $576.00
Banner Desert Medical Center Mesa $333.31 $79.00 – $576.00
Banner Ironwood Medical Center San Tan Valley $322.56 $79.00 – $576.00
Banner Estrella Medical Center Phoenix $305.66 $79.00 – $576.00
Banner Gateway Medical Center Gilbert $265.73 $79.00 – $576.00
Banner Goldfield Medical Center Apache Junction $136.70 $79.00 – $576.00
Banner Thunderbird Medical Center Glendale $317.95 $66.61 – $576.00

All Arizona hospitals for this procedure →