CT bone density axial at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$42.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.03 with Gila River Health Care Corporation vs $573.75 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Gila River Health Care Corporation Managed Care Program $34.03 ↓ -19%
Wellpoint Medicare Advantage HMO $34.03 ↓ -19%
UPMC Health Plan Medicare Advantage $34.03 ↓ -19%
Banner University Health Plan Medicare Advantage $34.03 ↓ -19%
Mercy Care Mercy Care Advantage $34.03 ↓ -19%
Kaiser Foundation Health Plan Medicare Advantage $34.03 ↓ -19%
Health Net Medicare $34.03 ↓ -19%
Health Choice Arizona, Inc. Medicare Advantage $34.03 ↓ -19%
Blue Cross Blue Shield of Arizona Medicare Advantage $34.03 ↓ -19%
Care 1st Medicare Advantage $34.03 ↓ -19%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $34.03 ↓ -19%
United Healthcare UHC Medicare Advantage $34.03 ↓ -19%
Aetna Medicare Advantage $34.03 ↓ -19%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $34.03 ↓ -19%
TriWest Healthcare Alliance Corp - VA CCN Tricare $34.03 ↓ -19%
Arizona Physicians IPA Medicare Advantage $34.03 ↓ -19%
Banner Health Medicare Advantage $34.03 ↓ -19%
Carelon Medicare Advantage $35.73 ↓ -15%
Humana Medicare Advantage $36.07 ↓ -14%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $37.35 ↓ -11%
Plotkin Health Plotkin Health $37.35 ↓ -11%
Devoted Health Services Medicare Advantage $37.43 ↓ -11%
Gold Kidney Health Plan Medicare Advantage $37.43 ↓ -11%
Arizona Priority Care Medicare Advantage $37.43 ↓ -11%
Aetna Joint Venture $43.99 ↑ +5%
Aetna Aetna Qualified Health Plan $46.31 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $48.55 ↑ +16%
Health Net Commerical Exchange Product $50.36 ↑ +20%
Aetna Medical Rental $53.37 ↑ +27%
Aetna Broad Network $54.95 ↑ +31%
United Healthcare UHC Individual Exchange $55.61 ↑ +32%
Oscar Health Plan Commercial $56.15 ↑ +34%
Quiktrip Corporation Commercial $58.10 ↑ +38%
Health Net Medicaid $58.65 ↑ +40%
Arizona Physicians IPA Medicaid $58.65 ↑ +40%
Health Choice Arizona, Inc. Medicaid $58.65 ↑ +40%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↑ +40%
Mercy Care Mercy Medicaid $58.65 ↑ +40%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $66.07 ↑ +57%
Arizona Medical Network Commercial $74.70 ↑ +78%
Provider Network of America Commercial $74.70 ↑ +78%
Aetna Banner Employee Plans $341.00 ↑ +712%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $430.31 ↑ +925%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $459.00 ↑ +993%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $481.94 ↑ +1047%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $548.00 ↑ +1205%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $573.75 ↑ +1266%
Blue Cross Blue Shield of Arizona Commercial $573.75 ↑ +1266%

Visitor-reported prices

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CT bone density axial at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Ironwood Medical Center San Tan Valley $64.98 $58.65 – $269.25
Banner Estrella Medical Center Phoenix $71.44 $58.65 – $269.25
Banner Gateway Medical Center Gilbert $47.03 $58.65 – $269.25
Banner Goldfield Medical Center Apache Junction $63.54 $58.65 – $269.25
Banner Ocotillo Medical Center Chandler $95.14 $58.65 – $269.25
Banner Thunderbird Medical Center Glendale $69.29 $58.65 – $269.25
Banner Page Hospital Page $198.60 $10.85 – $181.79

All Arizona hospitals for this procedure →