Creatinine 24 hour urine at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$34.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$73.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.18 with Banner University Health Plan vs $24.54 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $5.18 ↓ -85%
Arizona Physicians IPA Medicaid $5.18 ↓ -85%
Health Net Medicaid $5.18 ↓ -85%
Health Choice Arizona, Inc. Medicaid $5.18 ↓ -85%
Mercy Care Mercy Medicaid $5.18 ↓ -85%
Aetna Banner Employee Plans $6.51 ↓ -81%
Banner Health Medicare Advantage $6.56 ↓ -81%
Banner University Health Plan Medicare Advantage $6.56 ↓ -81%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $6.56 ↓ -81%
TriWest Healthcare Alliance Corp - VA CCN Tricare $6.56 ↓ -81%
Health Net Medicare $6.56 ↓ -81%
Wellpoint Medicare Advantage HMO $6.56 ↓ -81%
UPMC Health Plan Medicare Advantage $6.56 ↓ -81%
Aetna Medicare Advantage $6.56 ↓ -81%
United Healthcare UHC Medicare Advantage $6.56 ↓ -81%
Arizona Physicians IPA Medicare Advantage $6.56 ↓ -81%
Mercy Care Mercy Care Advantage $6.56 ↓ -81%
Blue Cross Blue Shield of Arizona Medicare Advantage $6.56 ↓ -81%
Care 1st Medicare Advantage $6.56 ↓ -81%
Kaiser Foundation Health Plan Medicare Advantage $6.56 ↓ -81%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $6.56 ↓ -81%
Gila River Health Care Corporation Managed Care Program $6.56 ↓ -81%
Health Choice Arizona, Inc. Medicare Advantage $6.56 ↓ -81%
Carelon Medicare Advantage $6.89 ↓ -80%
Humana Medicare Advantage $6.95 ↓ -80%
Plotkin Health Plotkin Health $7.20 ↓ -79%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $7.20 ↓ -79%
Arizona Priority Care Medicare Advantage $7.22 ↓ -79%
Devoted Health Services Medicare Advantage $7.22 ↓ -79%
Gold Kidney Health Plan Medicare Advantage $7.22 ↓ -79%
Aetna Joint Venture $8.48 ↓ -75%
Aetna Aetna Qualified Health Plan $8.93 ↓ -74%
Health Choice Arizona, Inc. ACA Health Plan $9.36 ↓ -73%
Health Net Commerical Exchange Product $9.71 ↓ -72%
Aetna Medical Rental $10.29 ↓ -70%
Aetna Broad Network $10.59 ↓ -69%
United Healthcare UHC Individual Exchange $10.72 ↓ -69%
Oscar Health Plan Commercial $10.82 ↓ -68%
Quiktrip Corporation Commercial $11.20 ↓ -67%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $12.74 ↓ -63%
Arizona Medical Network Commercial $14.40 ↓ -58%
Provider Network of America Commercial $14.40 ↓ -58%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $18.40 ↓ -46%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $19.63 ↓ -43%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $20.61 ↓ -40%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $23.43 ↓ -32%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $24.54 ↓ -28%
Blue Cross Blue Shield of Arizona Commercial $24.54 ↓ -28%

Visitor-reported prices

visitor-reported
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Creatinine 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $440.59 $2.91 – $15.96
Banner University Medical Center Phoenix Phoenix $25.12 $5.18 – $12.00
Banner University Medical Center Tucson Tucson $16.36 $5.18 – $12.80
Banner University Medical Center South Tucson $11.39 $5.18 – $12.80
Banner Baywood Medical Center Mesa $19.94 $5.18 – $12.00
Banner Boswell Medical Center Sun City $23.71 $5.18 – $12.80
Banner Casa Grande Medical Center Casa Grande $17.74 $5.18 – $12.00
Banner Del Webb Medical Center Sun City West $24.18 $5.18 – $12.80

All Arizona hospitals for this procedure →